Bank of China First Home Buyer Loans, September 2026

Bank of China may offer first home buyer home loans across more than one product, repayment type and LVR tier. Check the lender's full current product page first, then use the live market comparison to test its rates and fees against other Australian lenders for the same purpose.

Bank of China first home buyer home loans, what to weigh

Bank of China's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.

Bank of China does not appear on the Australian Government 5% Deposit Scheme participating lender list as at 3 September 2026, so the government guarantee is not available through it. A first home buyer wanting that guarantee needs a lender that is on the list.

See also Bank of China's full product range, repayment calculator, and refinance savings calculator.