RatesniffersRATESNIFFERS
Bank Australia · Investor · Updated October 2026

Bank Australia Investment Loan Rates, October 2026

Bank Australia lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 6.67% p.a.), on Offset Home Loan <=60% LVR Investment P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bank Australia investor home loan rates, October 2026

Bank Australia logo
Bank AustraliaBasic Investment Loan
VariableRedraw
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Bank Australia logo
Bank AustraliaOffset Investment Loan
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Bank Australia logo
Bank AustraliaClean Energy Investment Loan
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR not stated
Bank Australia logo
Bank AustraliaBasic Home Loan <=60% LVR Investment P&I
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤60%
Bank Australia logo
Bank AustraliaBasic Home Loan <=70% LVR Investment P&I
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤70%
Bank Australia logo
Bank AustraliaBasic Home Loan <=80% LVR Investment P&I
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤80%
Bank Australia logo
Bank AustraliaOffset Home Loan <=60% LVR Investment P&I
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,157
LVR ≤60%
Bank Australia logo
Bank AustraliaOffset Home Loan <=60% LVR Investment P&I
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,157
LVR ≤60%
Bank Australia logo
Bank AustraliaOffset Home Loan <=70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,174
LVR ≤70%
Bank Australia logo
Bank AustraliaOffset Home Loan <=70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,174
LVR ≤70%
Bank Australia logo
Bank AustraliaOffset Home Loan <=60% LVR Investment IO
VariableOffset
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤60%
Bank Australia logo
Bank AustraliaOffset Home Loan <=60% LVR Investment IO
VariableOffset
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤60%
Bank Australia logo
Bank AustraliaOffset Home Loan <=80% LVR Investment P&I
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,190
LVR ≤80%
Bank Australia logo
Bank AustraliaOffset Home Loan <=80% LVR Investment P&I
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,190
LVR ≤80%
Bank Australia logo
Bank AustraliaBasic Investment Loan Fixed
1y Fixed
Interest
6.79%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Bank Australia logo
Bank AustraliaOffset Investment Loan Fixed
1y FixedOffset
Interest
6.79%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Bank Australia logo
Bank AustraliaBasic Investment Loan IO
Variable
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 70 to 80%
Bank Australia logo
Bank AustraliaOffset Home Loan <=70% LVR Investment IO
VariableOffset
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤70%
Bank Australia logo
Bank AustraliaOffset Home Loan 1 Year Fixed <=60% LVR Investment P&I
1y FixedOffset
Interest
6.79%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,256
LVR ≤60%
Bank Australia logo
Bank AustraliaOffset Home Loan 1 Year Fixed <=70% LVR Investment P&I
1y FixedOffset
Interest
6.79%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,256
LVR ≤70%
Bank Australia logo
Bank AustraliaOffset Home Loan 1 Year Fixed <=80% LVR Investment P&I
1y FixedOffset
Interest
6.79%p.a.
Comparison*
6.79%p.a.
Est. repayment
$3,256
LVR ≤80%
Bank Australia logo
Bank AustraliaOffset Home Loan <=70% LVR Investment IO
VariableOffset
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤70%
Bank Australia logo
Bank AustraliaBasic 1 Year Fixed <=60% LVR Investment P&I
1y Fixed
Interest
6.79%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,256
LVR ≤60%
Bank Australia logo
Bank AustraliaBasic 1 Year Fixed <=70% LVR Investment P&I
1y Fixed
Interest
6.79%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,256
LVR ≤70%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bank Australia · Investor

Bank Australia investor home loans, what to weigh

Bank Australia's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also Bank Australia's full product range, repayment calculator, and refinance savings calculator.

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