Newcastle Permanent Building SocietyReal Deal Basic Variable Owner Occupied <80% LVR >$500k P&I Special
VariableRedraw
Interest
5.94%p.a.
Comparison*
Not available
Est. repayment
$2,978
LVR ≤80%
Newcastle Permanent Building Society · Refinance · Updated September 2026
Newcastle Permanent Building Society Refinance Home Loans, September 2026
Newcastle Permanent Building Society lists 24 refinance home loans in the Ratesniffers index today. The lowest is 5.94% p.a., on Real Deal Basic Variable Owner Occupied <80% LVR >$500k P&I Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Newcastle Permanent Building Society refinance home loan rates, September 2026
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Est. repayment
$2,978
LVR —
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Est. repayment
$2,978
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Principal and Interest
VariableOffsetRedraw
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Est. repayment
$2,978
LVR ≤80%
Newcastle Permanent Building SocietyReal Deal Basic Variable Owner Occupied <80% LVR $150k+ P&I Special
VariableRedraw
Interest
5.99%p.a.
Comparison*
Not available
Est. repayment
$2,995
LVR ≤80%
Newcastle Permanent Building SocietyReal Deal Basic Variable Owner Occupied <80% LVR $150k+ IO Special
VariableRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Interest Only
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,059
LVR ≤80%
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,059
LVR ≤80%
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,059
LVR —
Interest
6.29%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,092
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package Fixed Rate Home Loan Principal and Interest
1y FixedRedraw
Interest
6.29%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,092
LVR ≤80%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤80%
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤80%
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤95%
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤95%
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,043
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,043
LVR ≤80%
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤95%
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤80%
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied IO Special
VariableOffsetRedraw
Interest
6.65%p.a.
Comparison*
Not available
Est. repayment
$3,210
LVR ≤80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Newcastle Permanent Building Society · Refinance
Newcastle Permanent Building Society refinance home loans, what to weigh
Newcastle Permanent Building Society's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.
See also Newcastle Permanent Building Society's full product range, repayment calculator, home loan rates in Newcastle, and refinance savings calculator.