Newcastle Permanent Building Society First Home Buyer Loans, September 2026

Newcastle Permanent Building Society may offer first home buyer home loans across more than one product, repayment type and LVR tier. Check the lender's full current product page first, then use the live market comparison to test its rates and fees against other Australian lenders for the same purpose.

Newcastle Permanent Building Society first home buyer home loans, what to weigh

Newcastle Permanent Building Society's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.

Newcastle Permanent is an approved lender for the Australian Government 5% Deposit Scheme, so eligible first home buyers can apply with a 5% deposit and eligible single parents with 2%, without Lenders Mortgage Insurance. Since 1 October 2025 the scheme has carried higher property price caps and fewer eligibility restrictions.

See also Newcastle Permanent Building Society's full product range, repayment calculator, home loan rates in Newcastle, and refinance savings calculator.