Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Principal and Interest
VariableOffsetRedraw
Interest
5.94%p.a.
Comparison*
5.98%p.a.
Est. repayment
$2,978
LVR ≤80%
Newcastle Permanent Building Society · Offset · Updated September 2026
Newcastle Permanent Building Society Offset Account Home Loans, September 2026
Newcastle Permanent Building Society lists 24 offset home loans in the Ratesniffers index today. The lowest is 5.94% p.a. (comparison rate 5.98% p.a.), on Premium Plus Package Variable Home Loan Principal and Interest . Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Newcastle Permanent Building Society offset home loan rates, September 2026
Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Interest Only
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.22%p.a.
Est. repayment
$3,059
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Investment Principal and Interest
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.50%p.a.
Est. repayment
$3,043
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,043
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,043
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package $150k+ <80% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.58%p.a.
Comparison*
Not available
Est. repayment
$3,187
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package $150k+ <80% LVR Investment IO Special
VariableOffsetRedraw
Interest
6.58%p.a.
Comparison*
Not available
Est. repayment
$3,187
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Investment P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR >$500k Investment P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package Variable Home Loan Investment Interest Only
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,141
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied IO Special
VariableOffsetRedraw
Interest
6.65%p.a.
Comparison*
Not available
Est. repayment
$3,210
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Owner Occupied IO Special
VariableOffsetRedraw
Interest
6.65%p.a.
Comparison*
Not available
Est. repayment
$3,210
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Investment P&I Special
VariableOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package <80% LVR $150k+ Investment P&I Special
VariableOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR ≤80%
Newcastle Permanent Building SocietyPremium Plus Package $150k+ 80% - 90% LVR Investment IO Special
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR 80–90%
Newcastle Permanent Building SocietyPremium Plus Package $150k+ 80% - 90% LVR Investment IO Special
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR 80–90%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 95% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
7.10%p.a.
Comparison*
7.45%p.a.
Est. repayment
$3,360
LVR 80–95%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 95% LVR $150k+ Owner Occupied P&I Special
VariableOffsetRedraw
Interest
7.10%p.a.
Comparison*
7.45%p.a.
Est. repayment
$3,360
LVR 80–95%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 90% LVR $150k+ Owner Occupied IO Special
VariableOffsetRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR 80–90%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 90% LVR $150k+ Owner Occupied IO Special
VariableOffsetRedraw
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR 80–90%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 95% LVR $150k+ Investment P&I Special
VariableOffsetRedraw
Interest
7.34%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,441
LVR 80–95%
Newcastle Permanent Building SocietyPremium Plus Package 80% - 95% LVR $150k+ Investment P&I Special
VariableOffsetRedraw
Interest
7.34%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,441
LVR 80–95%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Newcastle Permanent Building Society · Offset
Newcastle Permanent Building Society offset home loans, what to weigh
100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.
See also Newcastle Permanent Building Society's full product range, repayment calculator, home loan rates in Newcastle, and offset savings calculator.