ME Bank - ME Go Home Loan Rates

Online

ME Bank - ME Go lifted its variable home-loan rates by 0.25 percentage points from 3 October 2026, Ratesniffers records. Every lender's date is in the RBA rate pass-through tracker.

Active products

304

Variable product example

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Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.

Fixed product example

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Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.

Example comparison rate

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Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.

Last updated

1 November 2026

ME Bank - ME Go is one of the Australian home-loan lenders we track daily. We currently surface 304 active products from ME Bank - ME Go, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.

What are ME Bank - ME Go home loan rates?

Ratesniffers compares ME Bank - ME Go home loan products by comparison rate. Compare ME Bank - ME Go's product rates and conditions in the table. A verified example for this loan scenario is unavailable. Compare ME Bank - ME Go against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.

How many home loan products does ME Bank - ME Go offer?

Ratesniffers currently tracks 304 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

304 ME Bank - ME Go home loan products

No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.

Who is ME Bank - ME Go?

ME Bank was founded by Australia's industry super funds and built its name on straightforward home loans for everyday borrowers. It was acquired by the Bank of Queensland Group in 2021 and now operates as one of the group's consumer brands, with ME Go as its digital home-loan experience.

ME prices its home loans separately from BOQ and Virgin Money within the group, and its offset-eligible variable products remain its most popular line.

Who suits a ME Bank - ME Go home loan?

ME tends to suit borrowers who like its super-fund heritage and simple product menu, with app-first service through ME Go. As with any BOQ Group brand, the same borrower can be priced differently under BOQ or Virgin Money, so compare across the group and against the sharpest rates in the table above.

ME prices separately from its BOQ Group sibling BOQ, so compare both before choosing.

Background facts checked 4 September 2026. Rates above refresh independently.

ME Bank - ME Go fees, offset and limits at a glance

Application or establishment fee: $0
Discharge fee: $350
Settlement fee: $110
Additional valuation fee: $200
Rate lock fee: $750
Loan portability: $350
Offset account: 100%
Minimum offset balance: No min
Lenders mortgage insurer: Helia
Capitalising LMI: Max LVR for all loans with no LMI 80% Max LVR with LMI for O/O and INV 95% Max LVR for O/O Interest Only is…
Maximum total lending: No max lending levels just different levels of signoff (except for Self-employed options 1 & 2 capped at…
Extra repayments on fixed: Max $10k per year.
When the fixed rate is locked: Contract Execution, signed & returned within contract guidelines

Checked 8 Oct 2026. Lender fees and policy change without notice, so confirm the detail with the lender before you apply.

ME Bank - ME Go home loans: frequently asked questions

What are ME Bank - ME Go home loan rates?

Ratesniffers compares ME Bank - ME Go home loan products by comparison rate. Compare ME Bank - ME Go's product rates and conditions in the table. A verified example for this loan scenario is unavailable. Compare ME Bank - ME Go at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments, use /calculators/extra-repayment.

How much do you need to earn for a $500,000 ME Bank - ME Go home loan?

There is no single salary requirement for a ME Bank - ME Go home loan. The lender assesses income, expenses, debts and repayment capacity. APRA's residential mortgage framework generally requires governed authorised deposit-taking institutions to apply a minimum 3 percentage point buffer above the payable interest rate, ignoring temporary introductory discounts, with prudent limited policy exceptions. This does not establish ME Bank - ME Go's actual assessment rate or approval criteria. Confirm the applicable lender policy and use /calculators/income-required for an illustrative estimate, not approval.

How does ME Bank - ME Go's home loan rate compare to the market?

Compare ME Bank - ME Go's product conditions and comparison rates with /home-loans. The available table does not establish a whole-market ranking or a personalised offer.

How many home loan products does ME Bank - ME Go offer?

Ratesniffers currently tracks 304 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is checked daily against each lender's current published pricing and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is ME Bank - ME Go competitive for refinancing?

Compare ME Bank - ME Go's available product conditions and total costs with your existing loan. A listed rate does not establish refinance eligibility. Allow for discharge, establishment and any fixed-loan early repayment costs, and confirm applicable lender terms before switching. Compare the table with /home-loans/refinance.

How often are ME Bank - ME Go's home loan rates updated?

Ratesniffers refreshes ME Bank - ME Go's home loan rates daily; this page was last updated 1 November 2026. Rates can change whenever ME Bank - ME Go reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.