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ME Bank - ME Go Offset Home Loans, June 2026

ME Bank - ME Go's offset-account-eligible home loans — interest calculated on (loan − offset balance).

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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in June 2026

ME Bank - ME Go's sharpest offset options.

ME Bank - ME Go logoOnline
ME Bank CompleteME Home Loan
Owner-occupier4y FixedInterest onlyOffsetRedrawExtra repayments$3,000 cashback
Cashback eligibility
  • Min loan $700,000
  • Max LVR 80%
  • Aggregate split refi loans to meet $700k minimum (same customer, same submission)
  • Mixed refi + purchase apps eligible — one $3k per application
  • Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
  • Offer ends 28 Aug 2026 · lender T&Cs
Interest
5.89%p.a.
Comparison*
5.94%p.a.
Monthly repayment
$2,962
LVR 70–80%
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

ME Bank - ME Go · Offset

ME Bank - ME Go offset home loans — what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. ME Bank - ME Go's sharpest variable currently: 5.83%. Sharpest fixed: 6.29%.

See also ME Bank - ME Go's full product range, repayment calculator, and offset savings calculator.