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ME Bank - ME Go Owner-occupier Home Loans, July 2026

ME Bank - ME Go's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate.

RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |932 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in July 2026

Reviewed by the Ratesniffers Editorial Team, July 2026

ME Bank - ME Go's sharpest owner-occupier options. Market cheapest currently sits at 5.89%.

ME Bank - ME Go logoOnline
ME Bank CompleteME Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments$3,000 cashback
Cashback eligibility
  • Min loan $700,000
  • Max LVR 80%
  • Aggregate split refi loans to meet $700k minimum (same customer, same submission)
  • Mixed refi + purchase apps eligible — one $3k per application
  • Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months
  • Offer ends 28 Aug 2026 · lender T&Cs
Interest
5.99%p.a.
Comparison*
6.03%p.a.
Monthly repayment
$2,995
LVR 70–80%
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

ME Bank - ME Go · Owner-occupier

ME Bank - ME Go owner-occupier home loans, what to weigh

ME Bank - ME Go's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. ME Bank - ME Go's sharpest variable currently: 5.99%. Sharpest fixed: 6.40%.

See also ME Bank - ME Go's full product range, repayment calculator, and refinance savings calculator.