Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤60%
ME Bank - ME Go Home Loan Rates
Online
ME Bank - ME Go lifted its variable home-loan rates by 0.25 percentage points from 3 October 2026, Ratesniffers records. Every lender's date is in the RBA rate pass-through tracker.
Tracked products
304
Variable product example
—
Check the product rates and conditions in the table. A verified example for this loan scenario is unavailable.
Fixed product example
6.84%
A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
Fixed example comparison
6.85%
A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
Last updated
1 November 2026
ME Bank - ME Go is one of the Australian home-loan lenders we track daily. We currently surface 304 active products from ME Bank - ME Go, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are ME Bank - ME Go home loan rates?
Ratesniffers compares ME Bank - ME Go home loan products by comparison rate. A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. Compare ME Bank - ME Go against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest ME Bank - ME Go home loan rate?
A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. These selected examples do not establish the lowest rate across every product or borrower scenario.
How many home loan products does ME Bank - ME Go offer?
Ratesniffers currently tracks 304 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors, and ranks the 60 that pass our data-quality checks on this page. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
ME Bank - ME Go home loan rates at a glance
| Product type | Rate | Max LVR |
|---|---|---|
| Variable Owner-occupier P&I | 6.24% p.a. | 60% |
| Variable Owner-occupier P&I | 6.24% p.a. | 70% |
| Variable Owner-occupier P&I | 6.29% p.a. | 80% |
| Variable Investor P&I | 6.43% p.a. | 60% |
| Variable Investor P&I | 6.43% p.a. | 70% |
| Variable Investor interest-only | 6.48% p.a. | 60% |
| Variable Investor P&I | 6.48% p.a. | 60% |
| Variable Investor interest-only | 6.48% p.a. | 70% |
| Variable Investor P&I | 6.48% p.a. | 70% |
| Variable Investor interest-only | 6.49% p.a. | 60% |
| Variable Investor interest-only | 6.49% p.a. | 60% |
| Variable Investor interest-only | 6.49% p.a. | 60% |
60 of 304 tracked ME Bank - ME Go home loan products
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 70 to 80%
Interest
6.43%p.a.
Comparison*
Not available
Est. repayment
$3,137
LVR ≤60%
Interest
6.43%p.a.
Comparison*
Not available
Est. repayment
$3,137
LVR 60 to 70%
Interest
6.48%p.a.
Comparison*
Not available
Est. interest only / month
$2,700
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.48%p.a.
Comparison*
Not available
Est. repayment
$3,154
LVR ≤60%
Interest
6.48%p.a.
Comparison*
Not available
Est. interest only / month
$2,700
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.48%p.a.
Comparison*
Not available
Est. repayment
$3,154
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
Not available
Est. interest only / month
$2,704
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.49%p.a.
Comparison*
Not available
Est. interest only / month
$2,704
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.49%p.a.
Comparison*
Not available
Est. interest only / month
$2,704
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
Not available
Est. interest only / month
$2,725
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR 70 to 80%
ME Bank - ME GoCompleteME Home Loan Investment 60% - 70% LVR $150k - $400k IO
VariableOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Investment 60% - 70% LVR $400k - $700k IO
VariableOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Investment 70% - 80% LVR $150k - $400k IO
VariableOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Investment 70% - 80% LVR $400k - $700k IO
VariableOnlineOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR 80 to 90%
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Owner Occupied <60% LVR $150k - $400k P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR ≤60%
ME Bank - ME GoCompleteME Home Loan Owner Occupied <60% LVR $400k - $700k P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR ≤60%
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR ≤60%
ME Bank - ME GoCompleteME Home Loan Owner Occupied 60% - 70% LVR $150k - $400k P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR 60 to 70%
ME Bank - ME GoCompleteME Home Loan Owner Occupied 60% - 70% LVR $400k - $700k P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR 60 to 70%
ME Bank - ME GoCompleteME Home Loan Owner Occupied 60% - 70% LVR $700k+ P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,092
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Owner Occupied 70% - 80% LVR $150k - $400k P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR 70 to 80%
ME Bank - ME GoCompleteME Home Loan Owner Occupied 70% - 80% LVR $400k - $700k P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR 70 to 80%
ME Bank - ME GoCompleteME Home Loan Owner Occupied 70% - 80% LVR $700k+ P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,256
LVR ≤60%
Interest
6.79%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,256
LVR 60 to 70%
Interest
6.79%p.a.
Comparison*
6.79%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤60%
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 60 to 70%
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 80 to 90%
Interest
6.84%p.a.
Comparison*
6.81%p.a.
Est. repayment
$3,273
LVR ≤60%
Interest
6.84%p.a.
Comparison*
6.81%p.a.
Est. repayment
$3,273
LVR 60 to 70%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR ≤60%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 60 to 70%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR ≤60%
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR ≤60%
Interest
6.49%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,157
LVR ≤60%
Interest
6.84%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,273
LVR 70 to 80%
ME Bank - ME GoCompleteME Home Loan Investment 80% - 90% LVR $150k - $400k IO
VariableOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR 80 to 90%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
ME Bank - ME GoCompleteME Home Loan Investment 80% - 90% LVR $400k - $700k IO
VariableOnlineOffsetRedraw
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR 80 to 90%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR 80 to 90%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR 80 to 90%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR 80 to 90%
Interest
6.89%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,290
LVR ≤60%
Interest
6.89%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,290
LVR 60 to 70%
Interest
6.89%p.a.
Comparison*
6.76%p.a.
Est. repayment
$3,290
LVR 70 to 80%
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR ≤60%
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR 60 to 70%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
ME Bank - ME Go home loan repayment calculator
Enter an interest rate from your actual offer or choose a rate to model. The starting 0% input is a placeholder, not a ME Bank - ME Go quote. Change the loan amount, rate or term to model your own mortgage. Repayments are principal and interest estimates, assume the entered rate remains unchanged, and exclude fees. Changes to these inputs do not establish product eligibility or approval.
The amount you want to borrow.
Use the interest rate, not the comparison rate. Change it to model an actual offer or your own scenario.
Use the term in your offer or choose the number of years to model.
Monthly repayment
—
Fortnightly repayment
—
Total interest
—
For a fuller model, use the repayment calculator, see how extra payments change the balance with the extra repayments calculator, or check what you can borrow with the borrowing power calculator.
Who is ME Bank - ME Go?
ME Bank was founded by Australia's industry super funds and built its name on straightforward home loans for everyday borrowers. It was acquired by the Bank of Queensland Group in 2021 and now operates as one of the group's consumer brands, with ME Go as its digital home-loan experience.
ME prices its home loans separately from BOQ and Virgin Money within the group, and its offset-eligible variable products remain its most popular line.
Who suits a ME Bank - ME Go home loan?
ME tends to suit borrowers who like its super-fund heritage and simple product menu, with app-first service through ME Go. As with any BOQ Group brand, the same borrower can be priced differently under BOQ or Virgin Money, so compare across the group and against the sharpest rates in the table above.
ME prices separately from its BOQ Group sibling BOQ, so compare both before choosing.
Background facts checked 4 September 2026. Rates above refresh independently.
ME Bank - ME Go fees, offset and limits at a glance
- Application or establishment fee
- $0
- Discharge fee
- $350
- Settlement fee
- $110
- Additional valuation fee
- $200
- Rate lock fee
- $750
- Loan portability
- $350
- Offset account
- 100%
- Minimum offset balance
- No min
- Lenders mortgage insurer
- Helia
- Capitalising LMI
- Max LVR for all loans with no LMI 80% Max LVR with LMI for O/O and INV 95% Max LVR for O/O Interest Only is…
- Maximum total lending
- No max lending levels just different levels of signoff (except for Self-employed options 1 & 2 capped at…
- Extra repayments on fixed
- Max $10k per year.
- When the fixed rate is locked
- Contract Execution, signed & returned within contract guidelines
Checked 8 Oct 2026. Lender fees and policy change without notice, so confirm the detail with the lender before you apply.
ME Bank - ME Go home loans: frequently asked questions
What are ME Bank - ME Go home loan rates?
Ratesniffers compares ME Bank - ME Go home loan products by comparison rate. A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. Compare ME Bank - ME Go at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments, use /calculators/extra-repayment.
What is the lowest ME Bank - ME Go home loan rate?
A verified ME Bank - ME Go product example is CompleteME 3 Year Fixed Owner Occupied 70% - 80% LVR P&I: 6.84% p.a. (6.85% comparison rate), 36-month fixed, for an owner-occupier principal-and-interest loan at 80% LVR (listed LVR band 70% to 80%), as of 20 October 2026. This is a selected example, not every product or a personalised offer. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years. These selected examples do not establish the lowest rate across every product or borrower scenario.
How much do you need to earn for a $500,000 ME Bank - ME Go home loan?
There is no single salary requirement for a ME Bank - ME Go home loan. The lender assesses income, expenses, debts and repayment capacity. APRA's residential mortgage framework generally requires governed authorised deposit-taking institutions to apply a minimum 3 percentage point buffer above the payable interest rate, ignoring temporary introductory discounts, with prudent limited policy exceptions. This does not establish ME Bank - ME Go's actual assessment rate or approval criteria. Confirm the applicable lender policy and use /calculators/income-required for an illustrative estimate, not approval.
How does ME Bank - ME Go's home loan rate compare to the market?
Compare ME Bank - ME Go's product conditions and comparison rates with /home-loans. The available table does not establish a whole-market ranking or a personalised offer.
How many home loan products does ME Bank - ME Go offer?
Ratesniffers currently tracks 304 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors, and ranks the 60 that pass our data-quality checks on this page. Every rate is checked daily against each lender's current published pricing and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is ME Bank - ME Go competitive for refinancing?
Compare ME Bank - ME Go's available product conditions and total costs with your existing loan. A listed rate does not establish refinance eligibility. Allow for discharge, establishment and any fixed-loan early repayment costs, and confirm applicable lender terms before switching. Compare the table with /home-loans/refinance.
How often are ME Bank - ME Go's home loan rates updated?
Ratesniffers refreshes ME Bank - ME Go's home loan rates daily; this page was last updated 1 November 2026. Rates can change whenever ME Bank - ME Go reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.