Interest
6.04%p.a.
Comparison*
6.06%p.a.
Est. repayment
$3,011
LVR 70 to 80%
ME Bank - ME Go Home Loan Rates
Online
Active products
48
Lowest variable
6.04%
Lowest fixed
6.40%
Lowest comparison
6.06%
Last updated
16 June 2026
ME Bank - ME Go is one of the Australian home-loan lenders we track daily. We currently surface 48 active products from ME Bank - ME Go, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are ME Bank - ME Go home loan rates?
ME Bank - ME Go home loan rates are in the live table on this page, ranked by comparison rate, with the lowest variable rate currently 6.04% p.a. and the lowest fixed rate currently 6.40% p.a., last verified 16 June 2026. Compare ME Bank - ME Go against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest ME Bank - ME Go home loan rate?
The lowest ME Bank - ME Go variable home loan rate Ratesniffers tracks is 6.04% p.a., and the lowest fixed rate is 6.40% p.a. These figures come from the 48 ME Bank - ME Go products on this page, ranked by comparison rate, last verified 16 June 2026.
How many home loan products does ME Bank - ME Go offer?
Ratesniffers currently tracks 48 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
ME Bank - ME Go home loan rates at a glance
| Product type | Rate | Comparison rate | Max LVR |
|---|---|---|---|
| Variable Owner-occupier P&I | 6.04% p.a. | 6.06% p.a. | n/a |
| Variable Investor P&I | 6.24% p.a. | 6.26% p.a. | n/a |
| Variable Investor interest-only | 6.29% p.a. | 6.30% p.a. | n/a |
| Fixed 2-year Owner-occupier P&I | 6.40% p.a. | 6.13% p.a. | n/a |
| Variable Owner-occupier P&I | 6.09% p.a. | 6.47% p.a. | n/a |
| Fixed 2-year Owner-occupier P&I | 6.40% p.a. | 6.53% p.a. | n/a |
| Fixed 1-year Owner-occupier P&I | 6.54% p.a. | 6.52% p.a. | n/a |
| Fixed 1-year Owner-occupier P&I | 6.54% p.a. | 6.11% p.a. | n/a |
| Fixed 3-year Owner-occupier interest-only | 6.59% p.a. | 6.59% p.a. | n/a |
| Fixed 3-year Owner-occupier interest-only | 6.59% p.a. | 6.21% p.a. | n/a |
| Fixed 3-year Owner-occupier P&I | 6.64% p.a. | 6.63% p.a. | n/a |
| Fixed 3-year Owner-occupier P&I | 6.64% p.a. | 6.23% p.a. | n/a |
48 ME Bank - ME Go home loan products
Interest
6.24%p.a.
Comparison*
6.26%p.a.
Est. repayment
$3,075
LVR 70 to 80%
Interest
6.29%p.a.
Comparison*
6.30%p.a.
Est. repayment
$3,092
LVR 70 to 80%
Interest
6.40%p.a.
Comparison*
6.13%p.a.
Est. repayment
$3,128
LVR 70 to 80%
Interest
6.09%p.a.
Comparison*
6.47%p.a.
Est. repayment
$3,027
LVR 70 to 80%
Interest
6.40%p.a.
Comparison*
6.53%p.a.
Est. repayment
$3,128
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.11%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.59%p.a.
Comparison*
6.21%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.65%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,210
LVR 70 to 80%
Interest
6.34%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.34%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.35%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.35%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.76%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.65%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,210
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
6.20%p.a.
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
6.86%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,306
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,306
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,306
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
6.45%p.a.
Est. repayment
$3,306
LVR 70 to 80%
Interest
6.99%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,323
LVR 70 to 80%
Interest
6.99%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,323
LVR 70 to 80%
Interest
7.09%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,357
LVR 70 to 80%
Interest
7.09%p.a.
Comparison*
6.16%p.a.
Est. repayment
$3,357
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
7.04%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
7.01%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
7.07%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
6.99%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.14%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,374
LVR 70 to 80%
Interest
7.19%p.a.
Comparison*
6.92%p.a.
Est. repayment
$3,391
LVR 70 to 80%
Interest
7.19%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,391
LVR 70 to 80%
Interest
7.87%p.a.
Comparison*
Not available
Est. repayment
$3,624
LVR 70 to 80%
Interest
8.17%p.a.
Comparison*
8.34%p.a.
Est. repayment
$3,728
LVR 70 to 80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
ME Bank - ME Go home loan repayment calculator
Pre-filled with ME Bank - ME Go's lowest advertised variable rate in the table above, 6.04% p.a. Change the loan amount, rate or term to model your own mortgage. Repayments are principal and interest estimates and exclude fees, so the comparison rate in the table is the better guide to total cost.
The amount you want to borrow.
ME Bank - ME Go's lowest variable today: 6.04%.
Most owner-occupier loans run 25 to 30 years.
Monthly repayment
$3,011
Fortnightly repayment
$1,390
Total interest
$583,824
30 years at 6.04% (P&I)
For a fuller model, use the repayment calculator, see how extra payments change the balance with the extra repayments calculator, or check what you can borrow with the borrowing power calculator.
Who is ME Bank - ME Go?
ME Bank was founded by Australia's industry super funds and built its name on straightforward home loans for everyday borrowers. It was acquired by the Bank of Queensland Group in 2021 and now operates as one of the group's consumer brands, with ME Go as its digital home-loan experience.
ME prices its home loans separately from BOQ and Virgin Money within the group, and its offset-eligible variable products remain its most popular line.
Who suits a ME Bank - ME Go home loan?
ME tends to suit borrowers who like its super-fund heritage and simple product menu, with app-first service through ME Go. As with any BOQ Group brand, the same borrower can be priced differently under BOQ or Virgin Money, so compare across the group and against the sharpest rates in the table above.
ME prices separately from its BOQ Group sibling BOQ, so compare both before choosing.
Background facts checked 4 September 2026. Rates above refresh independently.
ME Bank - ME Go fees, offset and limits at a glance
- Application or establishment fee
- $0
- Discharge fee
- $350
- Settlement fee
- $110
- Additional valuation fee
- $200
- Rate lock fee
- $750
- Loan portability
- $350
- Offset account
- 100%
- Minimum offset balance
- No min
- Lenders mortgage insurer
- Helia
- Capitalising LMI
- Max LVR for all loans with no LMI 80% Max LVR with LMI for O/O and INV 95% Max LVR for O/O Interest Only is…
- Maximum total lending
- No max lending levels just different levels of signoff (except for Self-employed options 1 & 2 capped at…
- Extra repayments on fixed
- Max $10k per year.
- When the fixed rate is locked
- Contract Execution, signed & returned within contract guidelines
Checked 4 Sept 2026. Lender fees and policy change without notice, so confirm the detail with the lender before you apply.
ME Bank - ME Go home loans: frequently asked questions
What are ME Bank - ME Go home loan rates?
ME Bank - ME Go home loan rates are in the live table on this page. The lowest variable rate Ratesniffers ranks is currently 6.04% p.a., and the lowest fixed rate is 6.40% p.a., last verified 16 June 2026. Compare ME Bank - ME Go against the wider market at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments on a ME Bank - ME Go balance, use /calculators/extra-repayment.
What is the lowest ME Bank - ME Go home loan rate?
ME Bank - ME Go's lowest variable home loan rate is currently 6.04% p.a., and its lowest fixed rate is 6.40% p.a., based on the 48 ME Bank - ME Go products Ratesniffers ranks by comparison rate, last verified 16 June 2026. The advertised rate isn't always the rate ME Bank - ME Go approves, a broker can often negotiate a sharper deal on your scenario.
What is the monthly repayment on a $600,000 ME Bank - ME Go home loan?
At ME Bank - ME Go's lowest variable rate of 6.04% p.a., a $600,000 principal and interest loan over 30 years repays about $3,613 a month, and $500,000 about $3,011. That is an estimate at the advertised rate before fees; the comparison rate in the table above carries the fees, and a fixed or interest-only loan repays differently.
How much do you need to earn for a $500,000 ME Bank - ME Go home loan?
There is no single salary. Like every Australian lender, ME Bank - ME Go must assess a new home loan at a rate at least 3 percentage points above the loan's rate under APRA's serviceability buffer, so 6.04% p.a. is assessed at about 9.04% p.a., then test that repayment against income after living expenses and other debts. The income required calculator at /calculators/income-required works this backwards from a property price and deposit.
How does ME Bank - ME Go's home loan rate compare to the market?
ME Bank - ME Go's lowest variable home loan rate today is 6.04% p.a., which is 20 basis points below the market median of 6.24% p.a., which puts ME Bank - ME Go among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where ME Bank - ME Go sits right now rather than a fixed snapshot.
How many home loan products does ME Bank - ME Go offer?
Ratesniffers currently tracks 48 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is ME Bank - ME Go competitive for refinancing?
It depends on your loan size and LVR. ME Bank - ME Go's lowest comparison rate is currently 6.06% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing ME Bank - ME Go against the sharpest available rate usually pays off.
How often are ME Bank - ME Go's home loan rates updated?
Ratesniffers last verified ME Bank - ME Go's home loan rates on 16 June 2026. Rates can change whenever ME Bank - ME Go reprices or the RBA moves the cash rate, so always confirm the current rate with the lender before acting.