ME Bank - ME Go Home Loan Rates Online
ME Bank - ME Go is one of the Australian home-loan lenders we track daily. We currently surface 48 active products from ME Bank - ME Go, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What is the lowest ME Bank - ME Go home loan rate? The lowest ME Bank - ME Go variable home loan rate Ratesniffers tracks is 5.99% p.a., and the lowest fixed rate is 6.40% p.a. These figures come from the 48 ME Bank - ME Go products on this page, ranked by comparison rate, refreshed daily (last updated 28 July 2026).
How many home loan products does ME Bank - ME Go offer? Ratesniffers currently tracks 48 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
ME Bank - ME Go home loan rates at a glance Product type Rate Comparison rate Max LVR Variable Owner-occupier P&I 5.99% p.a. 6.03% p.a. 100% Variable Owner-occupier P&I 5.99% p.a. 6.03% p.a. 100% Variable Investor P&I 6.18% p.a. 6.22% p.a. 100% Variable Investor P&I 6.18% p.a. 6.22% p.a. 100% Variable Investor interest-only 6.23% p.a. 6.27% p.a. 100% Variable Investor interest-only 6.23% p.a. 6.27% p.a. 100% Fixed 2-year Owner-occupier P&I 6.40% p.a. 6.44% p.a. 100% Fixed 2-year Owner-occupier P&I 6.40% p.a. 6.44% p.a. 100% Fixed 1-year Owner-occupier P&I 6.54% p.a. 6.58% p.a. 100% Fixed 1-year Owner-occupier P&I 6.54% p.a. 6.58% p.a. 100% Fixed 3-year Owner-occupier interest-only 6.59% p.a. 6.63% p.a. 100% Fixed 3-year Owner-occupier interest-only 6.59% p.a. 6.63% p.a. 100%
48 ME Bank - ME Go home loan products Online ME Bank CompleteME Home Loan Owner-occupier Variable P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$2,995
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier Variable P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$2,995
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor Variable P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,056
LVR 70–80%
Online ME Bank EconoME Home Loan Investor Variable P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,056
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor Variable Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,072
LVR 70–80%
Online ME Bank EconoME Home Loan Investor Variable Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,072
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 2y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,128
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 2y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,128
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 1y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,174
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 1y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,174
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 3y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,190
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 3y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,190
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 3y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,207
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 3y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,207
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 2y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,210
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 2y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,210
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 2y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,223
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 2y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,223
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 1y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,240
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 1y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,240
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 1y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,240
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 1y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,240
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 2y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,256
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 2y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,256
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 3y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,273
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 3y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,273
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 3y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,273
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 3y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,273
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 4y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,306
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 5y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,306
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 4y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,306
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 5y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,306
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 4y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,323
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 4y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,323
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 1y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,357
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 1y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,357
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 5y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 4y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 5y Fixed P&I Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank CompleteME Home Loan Investor 4y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 5y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 5y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 4y Fixed P&I Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank EconoME Home Loan Investor 4y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,374
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier 5y Fixed Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,391
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier 5y Fixed Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,391
LVR 70–80%
Online ME Bank CompleteME Home Loan Owner-occupier Variable Interest only Offset Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,624
LVR 70–80%
Online ME Bank EconoME Home Loan Owner-occupier Variable Interest only Redraw Extra repayments $3,000 cashback
Cashback eligibility
Min loan $700,000 Max LVR 80% Aggregate split refi loans to meet $700k minimum (same customer, same submission) Mixed refi + purchase apps eligible — one $3k per application Excludes BOQ Group refis + recipients of BOQ refi cashback in last 12 months Offer ends 28 Aug 2026 · lender T&Cs Monthly repayment
$3,624
LVR 70–80%
Negotiate ME Bank - ME Go rates with a broker Advertised rates aren't always the rate ME Bank - ME Go actually approves. Our broker negotiates against your specific scenario, no fee.
Talk to a broker Who is ME Bank - ME Go? ME Bank was founded by Australia's industry super funds and built its name on straightforward home loans for everyday borrowers. It was acquired by the Bank of Queensland Group in 2021 and now operates as one of the group's consumer brands, with ME Go as its digital home-loan experience.
ME prices its home loans separately from BOQ and Virgin Money within the group, and its offset-eligible variable products remain its most popular line.
Who suits a ME Bank - ME Go home loan? ME tends to suit borrowers who like its super-fund heritage and simple product menu, with app-first service through ME Go. As with any BOQ Group brand, the same borrower can be priced differently under BOQ or Virgin Money, so compare across the group and against the sharpest rates in the table above.
Background facts checked 21 July 2026. Rates above refresh independently.
ME Bank - ME Go home loans: frequently asked questions What is the lowest ME Bank - ME Go home loan rate? ME Bank - ME Go's lowest variable home loan rate is currently 5.99% p.a., and its lowest fixed rate is 6.40% p.a., based on the 48 ME Bank - ME Go products Ratesniffers ranks by comparison rate, refreshed daily (last updated 28 July 2026). The advertised rate isn't always the rate ME Bank - ME Go approves, a broker can often negotiate a sharper deal on your scenario.
How does ME Bank - ME Go's home loan rate compare to the market? ME Bank - ME Go's lowest variable home loan rate today is 5.99% p.a., which is 10 basis points below the market median of 6.09% p.a., which puts ME Bank - ME Go among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where ME Bank - ME Go sits right now rather than a fixed snapshot.
How many home loan products does ME Bank - ME Go offer? Ratesniffers currently tracks 48 ME Bank - ME Go home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is ME Bank - ME Go competitive for refinancing? It depends on your loan size and LVR. ME Bank - ME Go's lowest comparison rate is currently 6.03% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing ME Bank - ME Go against the sharpest available rate usually pays off.
How often are ME Bank - ME Go's home loan rates updated? Ratesniffers refreshes ME Bank - ME Go's home loan rates daily; this page was last updated 28 July 2026. Rates can change whenever ME Bank - ME Go reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.
ME Bank - ME Go rates by borrower and loan type The same ME Bank - ME Go panel, filtered to the scenario you're actually shopping for.
Compare home loans across the market by purpose The whole visible panel, sliced by what borrowers actually search for.
Research ME Bank - ME Go Our independent review, and how they stack up head to head.
Other lenders you might compare Same purpose-built rate cards, different lender panels.
Mortgage guides and market context Plain-English explainers, plus where rates sit across the market today.
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