RatesniffersRATESNIFFERS
Granite Home Loans · Investor · Updated November 2026

Granite Home Loans Investment Loan Rates, November 2026

Granite Home Loans lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.64% p.a. (comparison rate 6.91% p.a.), on Standard Variable Investment <$3.5m <60% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View Granite Home Loans current productsCompare the live market50+ lenders tracked · ranked by comparison rate · no paid placement

Granite Home Loans investor home loan rates, November 2026

Granite Home LoansStandard Variable Investment <$3.5m <60% LVR IO
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansStandard Variable Investment <$3.5m <70% LVR IO
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <70% LVR <$3.5m IO
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansStandard Variable Investment <$3.5m <60% LVR P&I
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.91%p.a.
Est. repayment
$3,207
LVR ≤60%
Granite Home LoansStandard Variable Investment <$3.5m <70% LVR P&I
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.91%p.a.
Est. repayment
$3,207
LVR ≤70%
Granite Home LoansStandard Variable Investment <$3.5m <80% LVR IO
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <80% LVR <$3.5m IO
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <70% LVR <$3.5m P&I
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR ≤70%
Granite Home LoansStandard Variable Investment <$3.5m <80% LVR P&I
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
7.01%p.a.
Est. repayment
$3,240
LVR ≤80%
Granite Home LoansStandard Variable Investment <$3m <90% LVR IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <85% LVR <$3m IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤85%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <90% LVR <$3m IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansVisa Holders Loan Investment <80% LVR <$3.5m P&I
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR ≤80%
Granite Home LoansStandard Variable Investment <$3m <90% LVR P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
7.11%p.a.
Est. repayment
$3,273
LVR ≤90%
Granite Home LoansVisa Holders Loan Investment <85% LVR <$3m P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,273
LVR ≤85%
Granite Home LoansVisa Holders Loan Investment <90% LVR <$3m P&I
VariableOffsetRedraw
Interest
6.84%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,273
LVR ≤90%
Granite Home LoansStandard Variable Investment <$2m <95% LVR P&I
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,306
LVR ≤95%
Granite Home LoansStandard Variable Investment <$3m <85% LVR P&I
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,306
LVR ≤85%
Granite Home LoansVisa Holders Loan Investment <95% LVR <$2m P&I
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
7.30%p.a.
Est. repayment
$3,306
LVR ≤95%
Granite Home LoansStandard Variable Investment <$3m <85% LVR IO
VariableOffsetRedraw
Interest
7.34%p.a.
Comparison*
Not available
Est. interest only / month
$3,058
LVR ≤85%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansExpat <70% LVR Invesment IO
VariableOffsetRedraw
Interest
7.55%p.a.
Comparison*
Not available
Est. interest only / month
$3,146
LVR ≤70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansExpat <70% LVR Invesment P&I
VariableOffsetRedraw
Interest
7.15%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,377
LVR ≤70%
Granite Home LoansExpat <75% LVR Invesment IO
VariableOffsetRedraw
Interest
7.65%p.a.
Comparison*
Not available
Est. interest only / month
$3,188
LVR ≤75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Granite Home LoansExpat <80% LVR Invesment IO
VariableOffsetRedraw
Interest
7.65%p.a.
Comparison*
Not available
Est. interest only / month
$3,188
LVR ≤80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Granite Home Loans · Investor

Granite Home Loans investor home loans, what to weigh

Granite Home Loans's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also Granite Home Loans's full product range, repayment calculator, and refinance savings calculator.

Book a free rate review