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Bankwest · Variable · Updated October 2026

Bankwest Variable Home Loans, October 2026

Bankwest lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.19% p.a., on Simple Home Loan (<60% LVR) Owner Occupied P&I Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bankwest variable home loan rates, October 2026

Bankwest logo
BankwestSimple Home Loan (<60% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤60%
Bankwest logo
BankwestSimple Home Loan (60% - 70% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Bankwest logo
BankwestSimple Home Loan (70% - 80% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70 to 80%
Bankwest logo
BankwestSimple Home Loan (<60% LVR) Investment P&I Special
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤60%
Bankwest logo
BankwestSimple Home Loan (60% - 70% LVR) Investment P&I Special
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 60 to 70%
Bankwest logo
BankwestSimple Home Loan (70% - 80% LVR) Investment P&I Special
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 70 to 80%
Bankwest logo
BankwestSimple Home Loan (80% - 90% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR 80 to 90%
Bankwest logo
BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,059
LVR ≤60%
Bankwest logo
BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,059
LVR ≤60%
Bankwest logo
BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR 60 to 70%
Bankwest logo
BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR 70 to 80%
Bankwest logo
BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR 60 to 70%
Bankwest logo
BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied P&I Special
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.61%p.a.
Est. repayment
$3,075
LVR 70 to 80%
Bankwest logo
BankwestComplete Variable Home Loan (<60% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤60%
Bankwest logo
BankwestComplete Variable Home Loan (60% - 70% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Bankwest logo
BankwestComplete Variable Home Loan (70% - 80% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 70 to 80%
Bankwest logo
BankwestComplete Variable Home Loan (<60% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤60%
Bankwest logo
BankwestComplete Variable Home Loan (60% - 70% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Bankwest logo
BankwestComplete Variable Home Loan (70% - 80% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 70 to 80%
Bankwest logo
BankwestSimple Home Loan (<60% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤60%
Bankwest logo
BankwestSimple Home Loan (60% - 70% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Bankwest logo
BankwestSimple Home Loan (70% - 80% LVR) Investment IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 70 to 80%
Bankwest logo
BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied IO Special
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤60%
Bankwest logo
BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied IO Special
VariableOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 60 to 70%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bankwest · Variable

Bankwest variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.

See also Bankwest's full product range, repayment calculator, and refinance savings calculator.

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