Bankwest · Fixed · Updated October 2026

Bankwest Fixed Home Loan Rates, October 2026

Bankwest lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 7.08% p.a.) on a 1-year fixed term, on 1 Year Fixed Owner Occupied <80% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bankwest fixed home loan rates, October 2026

Lowest Bankwest fixed rate by term: 1-year 6.49% p.a. (comparison 7.08%), 2-year 6.59% p.a. (comparison 7.06%), 3-year 6.69% p.a. (comparison 7.05%), 4-year 6.74% p.a. (comparison 7.04%), 5-year 6.79% p.a. (comparison 7.05%).

BankwestComplete Fixed Home Loan 1 Year Investment <80% LVR IO

1y FixedOffset

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 1 Year Investment 80% - 90% LVR IO

1y FixedOffset

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 80 to 90%

Enquire

Bankwest1 Year Fixed Investment IO

1y FixedOffset

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤90%

Enquire

BankwestComplete Fixed Home Loan 1 Year Investment <80% LVR IO

1y FixedOffset

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 1 Year Investment 80% - 90% LVR IO

1y FixedOffset

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 80 to 90%

Enquire

BankwestComplete Fixed Home Loan 1 Year Owner Occupied IO

1y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 2 Year Investment <80% LVR IO

2y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 2 Year Investment 80% - 90% LVR IO

2y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR 80 to 90%

Enquire

Bankwest1 Year Fixed Owner Occupied IO

1y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤80%

Enquire

Bankwest2 Year Fixed Investment IO

2y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤90%

Enquire

BankwestComplete Fixed Home Loan 1 Year Owner Occupied IO

1y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 2 Year Investment <80% LVR IO

2y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 2 Year Investment 80% - 90% LVR IO

2y FixedOffset

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR 80 to 90%

Enquire

Bankwest4 Year Fixed Owner Occupied <80% LVR P&I

4y FixedOffset

Interest

6.74%p.a.

Comparison*

7.04%p.a.

Est. repayment

$3,240

LVR ≤80%

Enquire

Bankwest3 Year Fixed Owner Occupied <80% LVR P&I

3y FixedOffset

Interest

6.69%p.a.

Comparison*

7.05%p.a.

Est. repayment

$3,223

LVR ≤80%

Enquire

Bankwest5 Year Fixed Owner Occupied <80% LVR P&I

5y FixedOffset

Interest

6.79%p.a.

Comparison*

7.05%p.a.

Est. repayment

$3,256

LVR ≤80%

Enquire

Bankwest2 Year Fixed Owner Occupied <80% LVR P&I

2y FixedOffset

Interest

6.59%p.a.

Comparison*

7.06%p.a.

Est. repayment

$3,190

LVR ≤80%

Enquire

Bankwest1 Year Fixed Owner Occupied <80% LVR P&I

1y FixedOffset

Interest

6.49%p.a.

Comparison*

7.08%p.a.

Est. repayment

$3,157

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 2 Year Owner Occupied IO

2y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 3 Year Investment <80% LVR IO

3y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤80%

Enquire

BankwestComplete Fixed Home Loan 3 Year Investment 80% - 90% LVR IO

3y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 80 to 90%

Enquire

Bankwest2 Year Fixed Owner Occupied IO

2y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤80%

Enquire

Bankwest3 Year Fixed Investment IO

3y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤90%

Enquire

BankwestComplete Fixed Home Loan 2 Year Owner Occupied IO

2y FixedOffset

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR ≤80%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bankwest · Fixed

Bankwest fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.