Bankwest · Owner-occupier · Updated October 2026

Bankwest Owner-occupier Home Loans, October 2026

Bankwest lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.19% p.a., on Simple Home Loan (<60% LVR) Owner Occupied P&I Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Bankwest owner occupier home loan rates, October 2026

BankwestSimple Home Loan (<60% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.19%p.a.

Comparison*

Not available

Est. repayment

$3,059

LVR ≤60%

Enquire

BankwestSimple Home Loan (60% - 70% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

Not available

Est. repayment

$3,075

LVR 60 to 70%

Enquire

BankwestSimple Home Loan (70% - 80% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

Not available

Est. repayment

$3,075

LVR 70 to 80%

Enquire

BankwestSimple Home Loan (80% - 90% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR 80 to 90%

Enquire

BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.19%p.a.

Comparison*

6.56%p.a.

Est. repayment

$3,059

LVR ≤60%

Enquire

BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.19%p.a.

Comparison*

6.56%p.a.

Est. repayment

$3,059

LVR ≤60%

Enquire

BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.61%p.a.

Est. repayment

$3,075

LVR 60 to 70%

Enquire

BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.61%p.a.

Est. repayment

$3,075

LVR 70 to 80%

Enquire

BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.61%p.a.

Est. repayment

$3,075

LVR 60 to 70%

Enquire

BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.61%p.a.

Est. repayment

$3,075

LVR 70 to 80%

Enquire

BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤60%

Enquire

BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 60 to 70%

Enquire

BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

BankwestComplete Variable Home Loan (<60% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤60%

Enquire

BankwestComplete Variable Home Loan (60% - 70% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 60 to 70%

Enquire

BankwestComplete Variable Home Loan (70% - 80% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

BankwestSimple Home Loan (<60% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR ≤60%

Enquire

BankwestSimple Home Loan (60% - 70% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 60 to 70%

Enquire

BankwestSimple Home Loan (70% - 80% LVR) Owner Occupied IO Special

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

BankwestBankwest Simple Home Loan

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 70 to 80%

Enquire

BankwestComplete Variable Home Loan Package

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 70 to 80%

Enquire

BankwestComplete Variable Home Loan (80% - 90% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 80 to 90%

Enquire

BankwestComplete Variable Home Loan (80% - 90% LVR) Owner Occupied P&I Special

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.85%p.a.

Est. repayment

$3,157

LVR 80 to 90%

Enquire

BankwestSimple Home Loan (>90% LVR) Owner Occupied P&I

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 90 to 95%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Bankwest · Owner-occupier

Bankwest owner-occupier home loans, what to weigh

Bankwest's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.