AthenaOnline
Liberate
Owner-occupier1y FixedP&I
Interest
6.14%p.a.
Comparison*
—
Monthly repayment
$3,043
LVR ≤80%
Athena
Online
Active products
6
Lowest variable
6.24%
Lowest fixed
5.99%
Lowest comparison
5.99%
Last updated
29 Apr 2026
Athena is an Australian online-only home lender founded in 2017 by ex-NAB executives, built around automatic loyalty discounts that reduce your rate as your LVR drops. No branches, no broker channel — direct-to-consumer only. Variable owner-occupier and investor products with built-in offset, focused on prime refinancers.
1 Athena home loan products
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