AMP Bank GO Home Loan Rates

Online

Active products

Lowest variable

6.89%

Lowest fixed

—

Lowest comparison

7.26%

Last updated

2 Aug 2026

AMP Bank GO is the digital-first home-loan brand of AMP Bank, the banking arm of AMP Limited. Targeted at PAYG owner-occupiers, it bundles 100% offset and redraw with no monthly fees on a single variable product line. AMP also runs a separate Professional Package range for higher-LVR and complex scenarios.

What is the lowest AMP Bank GO home loan rate?

The lowest AMP Bank GO variable home loan rate Ratesniffers tracks is 6.89% p.a. These figures come from the 1 AMP Bank GO products on this page, ranked by comparison rate, last verified 2 Aug 2026.

How many home loan products does AMP Bank GO offer?

Ratesniffers currently tracks 1 AMP Bank GO home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

0 AMP Bank GO home loan products

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Who is AMP Bank GO?

AMP Bank GO is AMP's digital-first banking offering, launched alongside its 175-year-old parent's push to rebuild banking around a mobile-first experience for everyday customers and small businesses.

The GO-badged lending products carry AMP Bank's licence and prudential backing, with the digital experience and pricing aimed at self-service borrowers.

Who suits a AMP Bank GO home loan?

AMP Bank GO tends to suit digitally comfortable borrowers with straightforward scenarios who want a big-institution licence behind an app-first product. Compare its rates against both the digital leaders and its own My AMP stablemates in the table above, the same group can price the two brands differently.

Background facts checked 21 July 2026. Rates above refresh independently.

AMP Bank GO home loans: frequently asked questions

What is the lowest AMP Bank GO home loan rate?

AMP Bank GO's lowest variable home loan rate is currently 6.89% p.a., based on the 1 AMP Bank GO products Ratesniffers ranks by comparison rate, last verified 2 Aug 2026. The advertised rate isn't always the rate AMP Bank GO approves, a broker can often negotiate a sharper deal on your scenario.

How does AMP Bank GO's home loan rate compare to the market?

AMP Bank GO's lowest variable home loan rate today is 6.89% p.a., which is 82 basis points above the market median of 6.07% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking AMP Bank GO to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where AMP Bank GO sits right now rather than a fixed snapshot.

How many home loan products does AMP Bank GO offer?

Is AMP Bank GO competitive for refinancing?

It depends on your loan size and LVR. AMP Bank GO's lowest comparison rate is currently 7.26% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing AMP Bank GO against the sharpest available rate usually pays off.

How often are AMP Bank GO's home loan rates updated?

Ratesniffers last verified AMP Bank GO's home loan rates on 2 Aug 2026. Rates can change whenever AMP Bank GO reprices or the RBA moves the cash rate, so always confirm the current rate with the lender before acting.

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