RatesniffersRATESNIFFERS
AMP Bank GO · Offset · Updated September 2026

AMP Bank GO Offset Account Home Loans, September 2026

AMP Bank GO lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.28% p.a., on Professional Variable <60% LVR $1m+ Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View AMP Bank GO current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

AMP Bank GO offset home loan rates, September 2026

AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $1m+ Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOEquity Flex <60% LVR >$100k Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOEquity Flex 60% - 70% LVR >$100k Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 60 to 70%
AMP Bank GO logo
AMP Bank GOEquity Flex 70% - 80% LVR >$100k Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 70 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP Bank GO · Offset

AMP Bank GO offset home loans, what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.

See also AMP Bank GO's full product range, repayment calculator, and offset savings calculator.

Book a free rate review