RatesniffersRATESNIFFERS
AMP Bank GO · Variable · Updated September 2026

AMP Bank GO Variable Home Loans, September 2026

AMP Bank GO lists 24 variable home loans in the Ratesniffers index today. The lowest is 5.99% p.a., on AMP Essential Home Loan <60% LVR $750k+ Owner Occupied. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View AMP Bank GO current productsCompare the live market85+ lenders tracked · ranked by comparison rate · no paid placement

AMP Bank GO variable home loan rates, September 2026

AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan <60% LVR $750k+ Owner Occupied
VariableOnlineRedraw
Interest
5.99%p.a.
Comparison*
Not available
Est. repayment
$2,995
LVR ≤60%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan 60% - 80% LVR $750k+ Owner Occupied
VariableOnlineRedraw
Interest
6.08%p.a.
Comparison*
Not available
Est. repayment
$3,024
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan <60% LVR $750k+ Investment
VariableOnlineRedraw
Interest
6.14%p.a.
Comparison*
Not available
Est. repayment
$3,043
LVR ≤60%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan <60% LVR $250k - $750k Investment
VariableOnlineRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤60%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan <60% LVR $250k - $750k Owner Occupied
VariableOnlineRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤60%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan 60% - 80% LVR $750k+ Investment
VariableOnlineRedraw
Interest
6.22%p.a.
Comparison*
Not available
Est. repayment
$3,069
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $1m+ Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.28%p.a.
Comparison*
Not available
Est. repayment
$3,088
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable 60% - 80% LVR $500k - $1m Owner Occupied P&I
VariableOnlineOffsetRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan 60% - 80% LVR $250k - $750k Investment
VariableOnlineRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan 60% - 80% LVR $250k - $750k Owner Occupied
VariableOnlineRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 60 to 80%
AMP Bank GO logo
AMP Bank GOAMP Essential Home Loan 80% - 90% LVR $750k+ Owner Occupied
VariableOnlineRedraw
Interest
6.29%p.a.
Comparison*
Not available
Est. repayment
$3,092
LVR 80 to 90%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment P&I
VariableOnlineOffsetRedraw
Interest
6.34%p.a.
Comparison*
Not available
Est. repayment
$3,108
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $1m+ Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Investment P&I
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
AMP Bank GO logo
AMP Bank GOProfessional Variable <60% LVR $500k - $1m Owner Occupied IO (1 - 5 years)
VariableOnlineOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR ≤60%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AMP Bank GO · Variable

AMP Bank GO variable home loans, what to weigh

Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.

See also AMP Bank GO's full product range, repayment calculator, and refinance savings calculator.

Book a free rate review