AFG Home Loans - Retro Home Loan Rates
AFG Home Loans - Retro is one of the Australian home-loan lenders we track daily. We currently surface 667 active products from AFG Home Loans - Retro, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are AFG Home Loans - Retro home loan rates?
AFG Home Loans - Retro home loan rates are in the live table on this page, ranked by comparison rate, with the lowest variable rate currently 6.49% p.a., checked daily (last verified 27 Sept 2026). Compare AFG Home Loans - Retro against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest AFG Home Loans - Retro home loan rate?
The lowest AFG Home Loans - Retro variable home loan rate Ratesniffers tracks is 6.49% p.a. These figures come from the 667 AFG Home Loans - Retro products on this page, ranked by comparison rate, checked daily (last verified 27 Sept 2026).
How many home loan products does AFG Home Loans - Retro offer?
Ratesniffers currently tracks 667 AFG Home Loans - Retro home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
667 AFG Home Loans - Retro home loan products
No active products surfaced. This lender may have paused new lending or recently been removed from our index, check back tomorrow.
Who is AFG Home Loans - Retro?
AFG Home Loans Retro is a white-label variable-rate home loan. The AFG Home Loans range is backed on this product by Bendigo and Adelaide Bank and Pepper Money, and lends under Australian Credit Licence 411913.
Retro is positioned as a plain variable loan rather than a packaged one. It carries no monthly, annual or other recurring fees, an optional 100% offset facility with no ongoing service fee and unlimited free transactions, redraw on variable-rate loans, and unlimited additional payments. ATM transaction fees are charged at the point of transaction. No maximum LVR or fixed-rate option is published for Retro.
Who suits a AFG Home Loans - Retro home loan?
Retro tends to suit self-employed borrowers, and others who do not fit traditional lending criteria, who want a straightforward variable loan and will actually use a 100% offset that carries no ongoing service fee. No maximum LVR is published, so confirm the deposit requirement against current terms, and compare the rate against the loans in the table above.
Background facts checked 4 September 2026. Rates above refresh independently.
AFG Home Loans - Retro fees, offset and limits at a glance
- Application or establishment fee
- Where the applicant(s) or guarantor(s) is a Trust entity, an Application fee of $300 applies.…
- Discharge fee
- $485
- Settlement fee
- $495
- Additional valuation fee
- $150
- Offset account
- 100%
- Minimum offset balance
- >0
- Lenders mortgage insurer
- Helia and QBE LMI
- Capitalising LMI
- Will capitalise if LVR acceptable
- Maximum total lending
- Max loan exposure $4m for Retro and Retro Lite
Checked 4 Sept 2026. Lender fees and policy change without notice, so confirm the detail with the lender before you apply.