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AFG Home Loans - Options · Refinance · Updated September 2026

AFG Home Loans - Options Refinance Home Loans, September 2026

AFG Home Loans - Options lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.74% p.a., on Options Prime Full Doc (<55% LVR <$2.5m) Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AFG Home Loans - Options refinance home loan rates, September 2026

AFG Home Loans - OptionsOptions Prime Full Doc (<55% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (<55% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 7 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc (65% - 70% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
6.99%p.a.
Comparison*
Not available
Est. repayment
$3,323
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc (<55% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (55% - 65% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (65% - 70% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 7 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 7 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc (70% - 75% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR 70 to 75%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans - Options · Refinance

AFG Home Loans - Options refinance home loans, what to weigh

AFG Home Loans - Options's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.

See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.

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