AFG Home Loans - OptionsOptions Prime Full Doc (<55% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.24%p.a.
Comparison*
7.39%p.a.
Est. repayment
$3,407
LVR ≤55%
AFG Home Loans - Options · Refinance · Updated November 2026
AFG Home Loans - Options Refinance Home Loans, November 2026
AFG Home Loans - Options lists 24 refinance home loans in the Ratesniffers index today. The lowest is 7.24% p.a. (comparison rate 7.39% p.a.), on Options Prime Full Doc (<55% LVR <$2.5m) Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
View AFG Home Loans - Options current productsCompare the live market45+ lenders tracked · ranked by comparison rate · no paid placement
AFG Home Loans - Options refinance home loan rates, November 2026
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.24%p.a.
Comparison*
7.39%p.a.
Est. repayment
$3,407
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.49%p.a.
Comparison*
7.24%p.a.
Est. repayment
$3,493
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.49%p.a.
Comparison*
7.24%p.a.
Est. repayment
$3,493
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc (<55% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
Not available
Est. interest only / month
$3,142
LVR 55 to 65%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Lite Doc (<55% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 7 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.44%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.59%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,527
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.59%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,527
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (<55% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.59%p.a.
Comparison*
Not available
Est. interest only / month
$3,163
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.59%p.a.
Comparison*
Not available
Est. interest only / month
$3,163
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.59%p.a.
Comparison*
Not available
Est. interest only / month
$3,163
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.59%p.a.
Comparison*
Not available
Est. interest only / month
$3,163
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc (65% - 70% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.64%p.a.
Est. repayment
$3,493
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc (55% - 65% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,510
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (65% - 70% LVR <$2.5m) Owner Occupied P&I
VariableOffsetRedraw
Interest
7.54%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,510
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.54%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,510
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 10 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.54%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,510
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
Variable
Interest
7.54%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,510
LVR 55 to 65%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans - Options · Refinance
AFG Home Loans - Options refinance home loans, what to weigh
AFG Home Loans - Options's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.
See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.