AFG Home Loans - OptionsOptions Prime Full Doc (<55% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR ≤55%
AFG Home Loans - Options · Interest only · Updated September 2026
AFG Home Loans - Options Interest only Home Loans, September 2026
AFG Home Loans - Options lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 7.04% p.a., on Options Prime Full Doc (<55% LVR <$2.5m) Owner Occupied IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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AFG Home Loans - Options interest-only home loan rates, September 2026
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.04%p.a.
Comparison*
Not available
Est. repayment
$3,340
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (<55% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.09%p.a.
Comparison*
Not available
Est. repayment
$3,357
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc (55% - 65% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc (65% - 70% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 3 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Lite Doc 5 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 65 to 70%
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc (55% - 65% LVR <$2.5m) Investment IO
VariableOffsetRedraw
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc (65% - 70% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 65 to 70%
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc (70% - 75% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Lite Doc (75% - 80% LVR <$2.5m) Owner Occupied IO
VariableOffsetRedraw
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 75 to 80%
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (70% - 75% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Lite Doc 2 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied IO
Variable
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR 75 to 80%
Interest
7.29%p.a.
Comparison*
Not available
Est. repayment
$3,424
LVR ≤55%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans - Options · Interest only
AFG Home Loans - Options interest only home loans, what to weigh
Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.
See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.