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AFG Home Loans - Options · Fixed · Updated September 2026

AFG Home Loans - Options Fixed Home Loan Rates, September 2026

AFG Home Loans - Options lists 24 fixed home loans in the Ratesniffers index today. The lowest is 7.24% p.a. on a 2-year fixed term, on Options Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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AFG Home Loans - Options fixed home loan rates, September 2026

Lowest AFG Home Loans - Options fixed rate by term: 2-year 7.24% p.a., 3-year 7.34% p.a., 5-year 7.54% p.a., 7-year 7.64% p.a..

AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.24%p.a.
Comparison*
Not available
Est. repayment
$3,407
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.34%p.a.
Comparison*
Not available
Est. repayment
$3,441
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.34%p.a.
Comparison*
Not available
Est. repayment
$3,441
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.44%p.a.
Comparison*
Not available
Est. repayment
$3,476
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.49%p.a.
Comparison*
Not available
Est. repayment
$3,493
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
2y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
2y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Investment P&I
3y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
3y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
5y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 5 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
5y Fixed
Interest
7.54%p.a.
Comparison*
Not available
Est. repayment
$3,510
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (70% - 75% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.59%p.a.
Comparison*
Not available
Est. repayment
$3,527
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.59%p.a.
Comparison*
Not available
Est. repayment
$3,527
LVR 75 to 80%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.59%p.a.
Comparison*
Not available
Est. repayment
$3,527
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
3y Fixed
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
3y Fixed
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 7 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
7y Fixed
Interest
7.64%p.a.
Comparison*
Not available
Est. repayment
$3,544
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (70% - 75% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.69%p.a.
Comparison*
Not available
Est. repayment
$3,561
LVR 75 to 80%
AFG Home Loans - OptionsOptions Near Prime Clear 2 Year Fixed Full Doc (<55% LVR) Owner Occupied P&I
2y Fixed
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Investment IO
2y Fixed
Interest
7.74%p.a.
Comparison*
Not available
Est. repayment
$3,579
LVR ≤55%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans - Options · Fixed

AFG Home Loans - Options fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.

See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.

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