AFG Home Loans - Options Fixed Home Loans, August 2026
AFG Home Loans - Options's fixed-rate home loans, 1, 2, 3 and 5-year terms where available, ranked sharpest-first.
RBA cash rate 4.35%(effective 12 Aug 2026)|Rates updated |10,561 products|85+ Australian lenders
Editor's Pick · Ratesniffers Editorial Team
Top Home Loan Rates in August 2026
Reviewed by the Ratesniffers Editorial Team, August 2026
AFG Home Loans - Options's sharpest fixed options. Market cheapest currently sits at 5.85%.
Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
AFG Home Loans - Options
Options Prime Full Doc 2 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied P&I
Owner-occupier2y FixedP&IExtra repayments
Interest
7.59%p.a.
Comparison*
—
Monthly repayment
$3,527
LVR 75–80%
*Important Information and Comparison Rate Warning
This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans - Options · Fixed
AFG Home Loans - Options fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. AFG Home Loans - Options's sharpest variable currently: 6.74%. Sharpest fixed: 7.24%.
See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.