AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.49%p.a.
Comparison*
7.24%p.a.
Est. repayment
$3,493
LVR ≤55%
AFG Home Loans - Options · Fixed · Updated November 2026
AFG Home Loans - Options Fixed Home Loan Rates, November 2026
AFG Home Loans - Options lists 24 fixed home loans in the Ratesniffers index today. The lowest is 7.49% p.a. (comparison rate 7.24% p.a.) on a 2-year fixed term, on Options Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
View AFG Home Loans - Options current productsCompare the live market45+ lenders tracked · ranked by comparison rate · no paid placement
AFG Home Loans - Options fixed home loan rates, November 2026
Lowest AFG Home Loans - Options fixed rate by term: 2-year 7.49% p.a. (comparison 7.24%), 3-year 7.59% p.a. (comparison 7.32%), 5-year 7.79% p.a. (comparison 7.50%), 7-year 7.89% p.a. (comparison 7.75%).
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.49%p.a.
Comparison*
7.24%p.a.
Est. repayment
$3,493
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.59%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,527
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.59%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,527
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.69%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,561
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.69%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,561
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.74%p.a.
Comparison*
7.49%p.a.
Est. repayment
$3,579
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
2y Fixed
Interest
7.79%p.a.
Comparison*
Not available
Est. interest only / month
$3,246
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
2y Fixed
Interest
7.79%p.a.
Comparison*
Not available
Est. interest only / month
$3,246
LVR 55 to 65%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Investment P&I
3y Fixed
Interest
7.79%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,596
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
3y Fixed
Interest
7.79%p.a.
Comparison*
7.52%p.a.
Est. repayment
$3,596
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 5 Year Fixed (<55% LVR <$2.5m) Owner Occupied P&I
5y Fixed
Interest
7.79%p.a.
Comparison*
7.50%p.a.
Est. repayment
$3,596
LVR ≤55%
AFG Home Loans - OptionsOptions Prime Full Doc 5 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied P&I
5y Fixed
Interest
7.79%p.a.
Comparison*
7.50%p.a.
Est. repayment
$3,596
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (70% - 75% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.84%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,613
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied P&I
2y Fixed
Interest
7.84%p.a.
Comparison*
7.59%p.a.
Est. repayment
$3,613
LVR 75 to 80%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (65% - 70% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.84%p.a.
Comparison*
7.57%p.a.
Est. repayment
$3,613
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (<55% LVR <$2.5m) Owner Occupied IO
3y Fixed
Interest
7.89%p.a.
Comparison*
Not available
Est. interest only / month
$3,288
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (55% - 65% LVR <$2.5m) Owner Occupied IO
3y Fixed
Interest
7.89%p.a.
Comparison*
Not available
Est. interest only / month
$3,288
LVR 55 to 65%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
AFG Home Loans - OptionsOptions Prime Full Doc 7 Year Fixed (55% - 65% LVR <$2.5m) Investment P&I
7y Fixed
Interest
7.89%p.a.
Comparison*
7.75%p.a.
Est. repayment
$3,631
LVR 55 to 65%
AFG Home Loans - OptionsOptions Prime Full Doc 2 Year Fixed (65% - 70% LVR <$2.5m) Investment P&I
2y Fixed
Interest
7.94%p.a.
Comparison*
7.69%p.a.
Est. repayment
$3,648
LVR 65 to 70%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (70% - 75% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.94%p.a.
Comparison*
7.67%p.a.
Est. repayment
$3,648
LVR 70 to 75%
AFG Home Loans - OptionsOptions Prime Full Doc 3 Year Fixed (75% - 80% LVR <$2.5m) Owner Occupied P&I
3y Fixed
Interest
7.94%p.a.
Comparison*
7.67%p.a.
Est. repayment
$3,648
LVR 75 to 80%
AFG Home Loans - OptionsOptions Near Prime Clear 2 Year Fixed Full Doc (<55% LVR) Owner Occupied P&I
2y Fixed
Interest
7.99%p.a.
Comparison*
7.83%p.a.
Est. repayment
$3,665
LVR ≤55%
Interest
7.99%p.a.
Comparison*
Not available
Est. interest only / month
$3,329
LVR ≤55%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans - Options · Fixed
AFG Home Loans - Options fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also AFG Home Loans - Options's full product range, repayment calculator, and refinance savings calculator.