Interest
6.34%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,108
LVR ≤50%
AFG Home Loans Alpha · Variable · Updated November 2026
AFG Home Loans Alpha Variable Home Loans, November 2026
AFG Home Loans Alpha lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.34% p.a. (comparison rate 6.34% p.a.), on Basic Home Loan <50% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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AFG Home Loans Alpha variable home loan rates, November 2026
Interest
6.34%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,108
LVR 50 to 60%
Interest
6.39%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,124
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,157
LVR ≤50%
Interest
6.49%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,157
LVR 50 to 60%
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR 60 to 70%
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.39%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,124
LVR ≤50%
Interest
6.39%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,124
LVR 50 to 60%
Interest
6.44%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,141
LVR 60 to 70%
Interest
6.64%p.a.
Comparison*
6.64%p.a.
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR ≤50%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 50 to 60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.54%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,174
LVR ≤50%
Interest
6.54%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,174
LVR 50 to 60%
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤50%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR 50 to 60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.59%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,190
LVR 60 to 70%
Interest
6.59%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
Not available
Est. interest only / month
$2,829
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR 60 to 70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.69%p.a.
Comparison*
6.87%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans Alpha · Variable
AFG Home Loans Alpha variable home loans, what to weigh
Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.
See also AFG Home Loans Alpha's full product range, repayment calculator, and refinance savings calculator.