Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR ≤50%
AFG Home Loans Alpha · Fixed · Updated November 2026
AFG Home Loans Alpha Fixed Home Loan Rates, November 2026
AFG Home Loans Alpha lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.59% p.a. (comparison rate 6.37% p.a.) on a 1-year fixed term, on Basic Home Loan 1 Year Fixed <50% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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AFG Home Loans Alpha fixed home loan rates, November 2026
Lowest AFG Home Loans Alpha fixed rate by term: 1-year 6.59% p.a. (comparison 6.37%), 2-year 6.59% p.a. (comparison 6.39%), 3-year 6.69% p.a. (comparison 6.44%).
Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR 50 to 60%
Interest
6.59%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,190
LVR 60 to 70%
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR ≤50%
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR 50 to 60%
Interest
6.59%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,190
LVR 60 to 70%
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,223
LVR ≤50%
Interest
6.69%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,223
LVR 50 to 60%
Interest
6.69%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,223
LVR ≤50%
AFG Home Loans AlphaOffset Home Loan 1 Year Fixed 50% - 60% LVR Owner Occupied P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,223
LVR 50 to 60%
AFG Home Loans AlphaOffset Home Loan 1 Year Fixed 60% - 70% LVR Owner Occupied P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,223
LVR ≤50%
AFG Home Loans AlphaOffset Home Loan 2 Year Fixed 50% - 60% LVR Owner Occupied P&I
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,223
LVR 50 to 60%
AFG Home Loans AlphaOffset Home Loan 2 Year Fixed 60% - 70% LVR Owner Occupied P&I
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.74%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,240
LVR ≤50%
Interest
6.74%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,240
LVR 50 to 60%
Interest
6.74%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,240
LVR 60 to 70%
Interest
6.74%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,240
LVR ≤50%
Interest
6.74%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,240
LVR 50 to 60%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans Alpha · Fixed
AFG Home Loans Alpha fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also AFG Home Loans Alpha's full product range, repayment calculator, and refinance savings calculator.