This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

AFG Home Loans Alpha · Fixed

AFG Home Loans Alpha fixed home loans — what to weigh

Fixed rates lock in certainty for the term but cap flexibility — extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. AFG Home Loans Alpha's sharpest variable currently: 5.84%. Sharpest fixed: 6.49%.