Interest
6.34%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,108
LVR ≤50%
AFG Home Loans Alpha · Owner-occupier · Updated November 2026
AFG Home Loans Alpha Owner-occupier Home Loans, November 2026
AFG Home Loans Alpha lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.34% p.a. (comparison rate 6.34% p.a.), on Basic Home Loan <50% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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AFG Home Loans Alpha owner occupier home loan rates, November 2026
Interest
6.34%p.a.
Comparison*
6.34%p.a.
Est. repayment
$3,108
LVR 50 to 60%
Interest
6.39%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,124
LVR 60 to 70%
Interest
6.54%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.39%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,124
LVR ≤50%
Interest
6.39%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,124
LVR 50 to 60%
Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR ≤50%
Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR 50 to 60%
Interest
6.59%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,190
LVR 60 to 70%
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR ≤50%
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR 50 to 60%
Interest
6.59%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,190
LVR 60 to 70%
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.44%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,141
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,223
LVR ≤50%
Interest
6.69%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,223
LVR 50 to 60%
Interest
6.69%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,223
LVR ≤50%
AFG Home Loans AlphaOffset Home Loan 1 Year Fixed 50% - 60% LVR Owner Occupied P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.60%p.a.
Est. repayment
$3,223
LVR 50 to 60%
AFG Home Loans AlphaOffset Home Loan 1 Year Fixed 60% - 70% LVR Owner Occupied P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,223
LVR ≤50%
AFG Home Loans AlphaOffset Home Loan 2 Year Fixed 50% - 60% LVR Owner Occupied P&I
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,223
LVR 50 to 60%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
AFG Home Loans Alpha · Owner-occupier
AFG Home Loans Alpha owner-occupier home loans, what to weigh
AFG Home Loans Alpha's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.
See also AFG Home Loans Alpha's full product range, repayment calculator, and refinance savings calculator.