RatesniffersRATESNIFFERS
The Capricornian · Investor · Updated November 2026

The Capricornian Investment Loan Rates, November 2026

The Capricornian lists 14 investor home loans in the Ratesniffers index today. The lowest is 6.14% p.a. (comparison rate 6.90% p.a.) on a 1-year fixed term, on Lifestyle Home Loan 1 Year Fixed Investment <80% LVR. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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The Capricornian investor home loan rates, November 2026

The Capricornian logo
The CapricornianNo Frills Home Loan Investment <80% LVR
VariableRedraw
Interest
6.44%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,141
LVR ≤80%
The Capricornian logo
The CapricornianLifestyle Home Loan 2 Year Fixed Investment <80% LVR
2y FixedOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,075
LVR ≤80%
The Capricornian logo
The CapricornianLifestyle Home Loan 3 Year Fixed Investment <80% LVR
3y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,141
LVR ≤80%
The Capricornian logo
The CapricornianNo Frills Home Loan Investment >80% LVR
VariableRedraw
Interest
6.84%p.a.
Comparison*
6.88%p.a.
Est. repayment
$3,273
LVR 80 to 95%
The Capricornian logo
The CapricornianLifestyle Home Loan 1 Year Fixed Investment <80% LVR
1y FixedOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,043
LVR ≤80%
The Capricornian logo
The CapricornianLifestyle Home Loan Investment
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
6.98%p.a.
Est. repayment
$3,306
LVR ≤80%
The Capricornian logo
The Capricornian3 Year Fixed Premium Choice Home Loan Investment <80% LVR
3y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,207
LVR ≤80%
The Capricornian logo
The Capricornian2 Year Fixed Premium Choice Home Loan Investment <80% LVR
2y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,141
LVR ≤80%
The Capricornian logo
The Capricornian3 Year Fixed Premium Choice Home Loan Investment >80% LVR
3y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
7.36%p.a.
Est. repayment
$3,290
LVR 80 to 90%
The Capricornian logo
The Capricornian2 Year Fixed Premium Choice Home Loan Investment >80% LVR
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
7.37%p.a.
Est. repayment
$3,223
LVR 80 to 90%
The Capricornian logo
The Capricornian1 Year Fixed Premium Choice Home Loan Investment <80% LVR
1y FixedOffsetRedraw
Interest
6.44%p.a.
Comparison*
7.42%p.a.
Est. repayment
$3,141
LVR ≤80%
The Capricornian logo
The Capricornian1 Year Fixed Premium Choice Home Loan Investment >80% LVR
1y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,190
LVR 80 to 90%
The Capricornian logo
The CapricornianStandard Variable Home Loan Investment
VariableOffsetRedraw
Interest
7.49%p.a.
Comparison*
7.54%p.a.
Est. repayment
$3,493
LVR ≤90%
The Capricornian logo
The CapricornianPremium Choice Home Loan Investment
VariableOffsetRedraw
Interest
7.87%p.a.
Comparison*
7.92%p.a.
Est. repayment
$3,624
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

The Capricornian · Investor

The Capricornian investor home loans, what to weigh

The Capricornian's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also The Capricornian's full product range, repayment calculator, and refinance savings calculator.

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