Interest
6.24%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,075
LVR ≤80%
The Capricornian · Fixed · Updated November 2026
The Capricornian Fixed Home Loan Rates, November 2026
The Capricornian lists 18 fixed home loans in the Ratesniffers index today. The lowest is 6.14% p.a. (comparison rate 6.90% p.a.) on a 1-year fixed term, on Lifestyle Home Loan 1 Year Fixed Investment <80% LVR. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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The Capricornian fixed home loan rates, November 2026
Lowest The Capricornian fixed rate by term: 1-year 6.14% p.a. (comparison 6.90%), 2-year 6.24% p.a. (comparison 6.84%), 3-year 6.44% p.a. (comparison 6.84%).
Interest
6.24%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,075
LVR ≤80%
Interest
6.44%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,141
LVR ≤80%
Interest
6.44%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,141
LVR ≤80%
Interest
6.14%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,043
LVR ≤80%
Interest
6.14%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,043
LVR ≤80%
Interest
6.54%p.a.
Comparison*
7.11%p.a.
Est. repayment
$3,174
LVR ≤80%
Interest
6.34%p.a.
Comparison*
7.14%p.a.
Est. repayment
$3,108
LVR ≤80%
Interest
6.69%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,223
LVR 80 to 95%
Interest
6.24%p.a.
Comparison*
7.22%p.a.
Est. repayment
$3,075
LVR ≤80%
Interest
6.89%p.a.
Comparison*
7.22%p.a.
Est. repayment
$3,290
LVR 80 to 95%
Interest
6.59%p.a.
Comparison*
7.26%p.a.
Est. repayment
$3,190
LVR 80 to 95%
Interest
6.64%p.a.
Comparison*
7.28%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.44%p.a.
Comparison*
7.32%p.a.
Est. repayment
$3,141
LVR ≤80%
Interest
6.89%p.a.
Comparison*
7.36%p.a.
Est. repayment
$3,290
LVR 80 to 90%
Interest
6.69%p.a.
Comparison*
7.37%p.a.
Est. repayment
$3,223
LVR 80 to 90%
Interest
6.44%p.a.
Comparison*
7.42%p.a.
Est. repayment
$3,141
LVR ≤80%
Interest
6.59%p.a.
Comparison*
7.44%p.a.
Est. repayment
$3,190
LVR 80 to 90%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
The Capricornian · Fixed
The Capricornian fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also The Capricornian's full product range, repayment calculator, and refinance savings calculator.