Teachers Mutual Bank · Refinance · Updated October 2026

Teachers Mutual Bank Refinance Home Loans, October 2026

Teachers Mutual Bank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.19% p.a. (comparison rate 6.23% p.a.), on Your Way Basic Home Loan <60% LVR Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Teachers Mutual Bank refinance home loan rates, October 2026

Teachers Mutual BankYour Way Basic Home Loan <60% LVR Owner Occupied P&I

VariableRedraw

Interest

6.19%p.a.

Comparison*

6.23%p.a.

Est. repayment

$3,059

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR P&I

VariableOffsetRedraw

Interest

6.19%p.a.

Comparison*

6.47%p.a.

Est. repayment

$3,059

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR P&I

VariableOffsetRedraw

Interest

6.19%p.a.

Comparison*

6.47%p.a.

Est. repayment

$3,059

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Basic Home Loan 60% - 70% LVR Owner Occupied P&I

VariableRedraw

Interest

6.44%p.a.

Comparison*

6.48%p.a.

Est. repayment

$3,141

LVR 60 to 70%

Enquire

Teachers Mutual BankYour Way Basic Home Loan 70% - 80% LVR Owner Occupied P&I

VariableRedraw

Interest

6.44%p.a.

Comparison*

6.48%p.a.

Est. repayment

$3,141

LVR 70 to 80%

Enquire

Teachers Mutual BankYour Way Basic Home Loan Owner Occupied P&I (5% Deposit Scheme)

VariableRedraw

Interest

6.44%p.a.

Comparison*

6.48%p.a.

Est. repayment

$3,141

LVR ≤98%

Enquire

Teachers Mutual BankYour Way Plus Fixed Home Loan

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.49%p.a.

Est. repayment

$3,124

LVR 60 to 80%

Enquire

Teachers Mutual BankYour Way Fixed Rate Home Loan

1y Fixed

Interest

6.39%p.a.

Comparison*

6.49%p.a.

Est. repayment

$3,124

LVR not stated

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR P&I

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.49%p.a.

Est. repayment

$3,124

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR P&I

1y FixedOffsetRedraw

Interest

6.39%p.a.

Comparison*

6.49%p.a.

Est. repayment

$3,124

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR IO

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR IO

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Basic Home Loan <60% LVR Owner Occupied IO

VariableRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR ≤60%

Enquire

Teachers Mutual BankYour Way 1 Year Fixed Owner Occupied P&I

1y Fixed

Interest

6.49%p.a.

Comparison*

6.26%p.a.

Est. repayment

$3,157

LVR ≤95%

Enquire

Teachers Mutual BankYour Way 1 Year Fixed Owner Occupied P&I (5% Deposit Scheme)

1y Fixed

Interest

6.49%p.a.

Comparison*

6.26%p.a.

Est. repayment

$3,157

LVR ≤98%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 60 to 70%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤60%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 60 to 70%

Enquire

Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO

1y FixedOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR 70 to 80%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied 60% - 70% LVR IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR 60 to 70%

Enquire

Teachers Mutual BankYour Way Plus Owner Occupied 60% - 70% LVR IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR 60 to 70%

Enquire

Teachers Mutual BankYour Way Basic Home Loan 60% - 70% LVR Owner Occupied IO

VariableRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR 60 to 70%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Teachers Mutual Bank · Refinance

Teachers Mutual Bank refinance home loans, what to weigh

Teachers Mutual Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.