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Teachers Mutual Bank · Interest only · Updated October 2026

Teachers Mutual Bank Interest only Home Loans, October 2026

Teachers Mutual Bank lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 6.49% p.a., on Your Way Plus Owner Occupied <60% LVR IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Teachers Mutual Bank interest-only home loan rates, October 2026

Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR IO
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Owner Occupied <60% LVR IO
VariableOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Basic Home Loan <60% LVR Owner Occupied IO
VariableRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Investment <60% LVR IO
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Investment <60% LVR IO
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Basic Home Loan <60% LVR Investment IO
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. repayment
$3,190
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70 to 80%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied <60% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 60% - 70% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Owner Occupied 70% - 80% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70 to 80%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Investment 60% - 70% LVR IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Owner Occupied 60% - 70% LVR IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Investment 60% - 70% LVR IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Owner Occupied 60% - 70% LVR IO
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Basic Home Loan 60% - 70% LVR Investment IO
VariableRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Basic Home Loan 60% - 70% LVR Owner Occupied IO
VariableRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way 1 Year Fixed Owner Occupied IO
1y Fixed
Interest
6.74%p.a.
Comparison*
Not available
Est. repayment
$3,240
LVR ≤95%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus Fixed Interest Only Home Loan
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.79%p.a.
Est. repayment
$3,207
LVR 60 to 80%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Fixed Rate Interest Only Home Loan
1y Fixed
Interest
6.64%p.a.
Comparison*
6.79%p.a.
Est. repayment
$3,207
LVR not stated
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Investment <60% LVR IO
1y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤60%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Investment 60% - 70% LVR IO
1y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 60 to 70%
Teachers Mutual Bank logo
Teachers Mutual BankYour Way Plus 1 Year Fixed Investment 70% - 80% LVR IO
1y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 70 to 80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Teachers Mutual Bank · Interest only

Teachers Mutual Bank interest only home loans, what to weigh

Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.

See also Teachers Mutual Bank's full product range, repayment calculator, and refinance savings calculator.

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