Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤70%
St.George Bank · Variable · Updated November 2026
St.George Bank Variable Home Loans, November 2026
St.George Bank lists 24 variable home loans in the Ratesniffers index today. The lowest is 6.54% p.a., on Basic Home Loan <70% LVR Promotional Rate Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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St.George Bank variable home loan rates, November 2026
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤70%
Interest
6.89%p.a.
Comparison*
Not available
Est. repayment
$3,290
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR 80 to 95%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR ≤70%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
7.13%p.a.
Comparison*
Not available
Est. interest only / month
$2,971
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.13%p.a.
Comparison*
Not available
Est. interest only / month
$2,971
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.14%p.a.
Comparison*
Not available
Est. interest only / month
$2,975
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.19%p.a.
Comparison*
Not available
Est. repayment
$3,391
LVR 80 to 95%
Interest
6.84%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,273
LVR ≤70%
Interest
6.84%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,273
LVR ≤70%
Interest
7.21%p.a.
Comparison*
Not available
Est. interest only / month
$3,004
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.21%p.a.
Comparison*
Not available
Est. interest only / month
$3,004
LVR 80 to 90%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.23%p.a.
Comparison*
Not available
Est. interest only / month
$3,013
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.23%p.a.
Comparison*
Not available
Est. interest only / month
$3,013
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.23%p.a.
Comparison*
Not available
Est. interest only / month
$3,013
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.23%p.a.
Comparison*
Not available
Est. interest only / month
$3,013
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.23%p.a.
Comparison*
Not available
Est. interest only / month
$3,013
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.24%p.a.
Comparison*
Not available
Est. interest only / month
$3,017
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
St.George Bank · Variable
St.George Bank variable home loans, what to weigh
Variable rates move with the lender's pricing decisions and the cash rate cycle. Less certainty, more flexibility, unlimited extra repayments, full offset. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every variable option has the same price.
See also St.George Bank's full product range, repayment calculator, and refinance savings calculator.