Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤70%
St.George Bank · Refinance · Updated November 2026
St.George Bank Refinance Home Loans, November 2026
St.George Bank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.54% p.a., on Basic Home Loan <70% LVR Promotional Rate Owner Occupied P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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St.George Bank refinance home loan rates, November 2026
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.94%p.a.
Comparison*
Not available
Est. repayment
$3,306
LVR 80 to 95%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR ≤70%
Interest
6.64%p.a.
Comparison*
7.00%p.a.
Est. repayment
$3,207
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.01%p.a.
Est. repayment
$3,240
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.01%p.a.
Est. repayment
$3,240
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.02%p.a.
Est. repayment
$3,240
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.02%p.a.
Est. repayment
$3,240
LVR ≤70%
Interest
7.04%p.a.
Comparison*
6.90%p.a.
Est. interest only / month
$2,933
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.04%p.a.
Comparison*
6.91%p.a.
Est. interest only / month
$2,933
LVR 70 to 80%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
7.04%p.a.
Comparison*
Not available
Est. interest only / month
$2,933
LVR ≤70%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
Interest
6.94%p.a.
Comparison*
7.09%p.a.
Est. repayment
$3,306
LVR ≤70%
Interest
6.94%p.a.
Comparison*
7.09%p.a.
Est. repayment
$3,306
LVR ≤70%
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
7.10%p.a.
Est. repayment
$3,240
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
7.11%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
7.11%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
7.12%p.a.
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
7.12%p.a.
Est. repayment
$3,273
LVR 70 to 80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
St.George Bank · Refinance
St.George Bank refinance home loans, what to weigh
St.George Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.
See also St.George Bank's full product range, repayment calculator, and refinance savings calculator.