Resimac · Owner-occupier · Updated November 2026

Resimac Owner-occupier Home Loans, November 2026

Resimac lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.64% p.a., on Resimac Prime Flex <70% LVR Owner Occupied IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Resimac owner occupier home loan rates, November 2026

ResimacResimac Prime Flex <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. interest only / month

$2,767

LVR ≤70%

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

ResimacResimac Prime Flex <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.64%p.a.

Comparison*

Not available

Est. interest only / month

$2,767

LVR ≤70%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR 70 to 80%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR 70 to 80%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Flex <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.64%p.a.

Comparison*

6.91%p.a.

Est. repayment

$3,207

LVR ≤70%

Enquire

ResimacResimac Prime Flex <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.64%p.a.

Comparison*

6.91%p.a.

Est. repayment

$3,207

LVR ≤70%

Enquire

ResimacResimac Prime Standard <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. interest only / month

$2,892

LVR ≤70%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Standard <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

Not available

Est. repayment

$3,306

LVR ≤70%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

7.01%p.a.

Est. repayment

$3,240

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.74%p.a.

Comparison*

7.01%p.a.

Est. repayment

$3,240

LVR 70 to 80%

Enquire

ResimacResimac Prime Standard 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 70 to 80%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Standard 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. repayment

$3,340

LVR 70 to 80%

Enquire

ResimacResimac Prime Standard 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR 80 to 90%

Enquire

ResimacResimac Prime Flex 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

7.21%p.a.

Est. repayment

$3,306

LVR 80 to 90%

Enquire

ResimacResimac Prime Flex 80% - 90% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

6.94%p.a.

Comparison*

7.21%p.a.

Est. repayment

$3,306

LVR 80 to 90%

Enquire

ResimacResimac Prime Standard 90% - 95% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR 90 to 95%

Enquire

ResimacResimac Prime Alt Doc <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. interest only / month

$3,017

LVR ≤70%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Alt Doc <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.24%p.a.

Comparison*

Not available

Est. repayment

$3,407

LVR ≤70%

Enquire

ResimacResimac Prime Alt Doc 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. interest only / month

$3,079

LVR 70 to 80%

Based on a $500,000 balance

Enquire

ResimacResimac Prime Alt Doc 70% - 80% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.39%p.a.

Comparison*

Not available

Est. repayment

$3,458

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex 90% - 95% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

7.41%p.a.

Est. repayment

$3,374

LVR 90 to 95%

Enquire

ResimacResimac Prime Flex 90% - 95% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

7.41%p.a.

Est. repayment

$3,374

LVR 90 to 95%

Enquire

ResimacResimac Specialist Clear <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.74%p.a.

Comparison*

Not available

Est. interest only / month

$3,225

LVR ≤70%

Based on a $500,000 balance

Enquire

ResimacResimac Specialist Clear <70% LVR Owner Occupied P&I

VariableOffsetRedraw

Interest

7.74%p.a.

Comparison*

Not available

Est. repayment

$3,579

LVR ≤70%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Resimac · Owner-occupier

Resimac owner-occupier home loans, what to weigh

Resimac's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.