Resimac · Interest only · Updated September 2026

Resimac Interest only Home Loans, September 2026

Resimac lists 24 interest-only home loans in the Ratesniffers index today. The lowest is 6.39% p.a., on Resimac Prime Flex <70% LVR Owner Occupied IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Resimac interest-only home loan rates, September 2026

ResimacResimac Prime Flex <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.39%p.a.

Comparison*

Not available

Est. repayment

$3,124

LVR ≤70%

Enquire

ResimacResimac Prime Flex <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.39%p.a.

Comparison*

Not available

Est. repayment

$3,124

LVR ≤70%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. repayment

$3,157

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex <70% LVR Investment IO

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. repayment

$3,190

LVR ≤70%

Enquire

ResimacResimac Prime Flex <70% LVR Investment IO

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. repayment

$3,190

LVR ≤70%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex 70% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR 70 to 80%

Enquire

ResimacResimac Prime Standard <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. repayment

$3,223

LVR ≤70%

Enquire

ResimacResimac Prime Standard 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.79%p.a.

Comparison*

Not available

Est. repayment

$3,256

LVR 70 to 80%

Enquire

ResimacResimac Prime Flex 80% - 90% LVR Investment IO

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 80 to 90%

Enquire

ResimacResimac Prime Flex 80% - 90% LVR Investment IO

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR 80 to 90%

Enquire

ResimacResimac Prime Standard <70% LVR Investment IO

VariableOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. repayment

$3,290

LVR ≤70%

Enquire

ResimacResimac Prime Standard 70% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR 70 to 80%

Enquire

ResimacResimac Prime Alt Doc <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

6.99%p.a.

Comparison*

Not available

Est. repayment

$3,323

LVR ≤70%

Enquire

ResimacResimac Prime Flex 90% - 95% LVR Investment IO

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 90 to 95%

Enquire

ResimacResimac Prime Flex 90% - 95% LVR Investment IO

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 90 to 95%

Enquire

ResimacResimac Prime Standard 80% - 90% LVR Investment IO

VariableOffsetRedraw

Interest

7.09%p.a.

Comparison*

Not available

Est. repayment

$3,357

LVR 80 to 90%

Enquire

ResimacResimac Prime Alt Doc 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.14%p.a.

Comparison*

Not available

Est. repayment

$3,374

LVR 70 to 80%

Enquire

ResimacResimac Prime Standard 90% - 95% LVR Investment IO

VariableOffsetRedraw

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR 90 to 95%

Enquire

ResimacResimac Prime Alt Doc <70% LVR Investment IO

VariableOffsetRedraw

Interest

7.19%p.a.

Comparison*

Not available

Est. repayment

$3,391

LVR ≤70%

Enquire

ResimacResimac Prime Alt Doc 70% - 80% LVR Investment IO

VariableOffsetRedraw

Interest

7.34%p.a.

Comparison*

Not available

Est. repayment

$3,441

LVR 70 to 80%

Enquire

ResimacResimac Specialist Clear <70% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.49%p.a.

Comparison*

Not available

Est. repayment

$3,493

LVR ≤70%

Enquire

ResimacResimac Specialist Clear 70% - 80% LVR Owner Occupied IO

VariableOffsetRedraw

Interest

7.59%p.a.

Comparison*

Not available

Est. repayment

$3,527

LVR 70 to 80%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Resimac · Interest only

Resimac interest only home loans, what to weigh

Interest-only loans don't amortise during the IO term, they only stack up when capital growth is doing the heavy lifting. Owner-occupier IO is APRA-restricted; most IO products on the panel are investor. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every interest only option has the same price.