RedZed Owner-occupier Home Loans, August 2026

RedZed's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate.

RBA cash rate 4.35%(effective 12 Aug 2026)|Rates updated 14 Aug 2026|5,135 products|85+ Australian lenders

Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in August 2026

Reviewed by the Ratesniffers Editorial Team, August 2026

RedZed's sharpest owner-occupier options. Market cheapest currently sits at 5.85%.

Type

Lender & product

Rate p.a.

Comp. rate p.a.*

Max LVR

RedZed

SE Prime Full Doc 75% - 80% LVR <$2m Owner Occupied P&I

Owner-occupierVariableP&IOffsetRedrawExtra repayments

Interest

7.12%p.a.

Verify, 70d old

Comparison*

—

Monthly repayment

$3,367

LVR 75–80%

More details

*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

RedZed · Owner-occupier

RedZed owner-occupier home loans, what to weigh

RedZed's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. RedZed's sharpest variable currently: 6.67%.