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RedZed · Investor · Updated November 2026

RedZed Investment Loan Rates, November 2026

RedZed lists 24 investor home loans in the Ratesniffers index today. The lowest is 7.37% p.a., on SE Prime Full Doc <50% LVR <$2m Investment IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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RedZed investor home loan rates, November 2026

RedZedSE Prime Full Doc <50% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 50% - 60% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 60% - 65% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 65% - 70% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc <50% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 50% - 60% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 60% - 65% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 65% - 70% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.37%p.a.
Comparison*
Not available
Est. interest only / month
$3,071
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Full Doc <50% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Full Doc 50% - 60% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Full Doc 60% - 65% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Alt Doc <50% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Alt Doc 50% - 60% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime XL Alt Doc 60% - 65% LVR >$2.5m Investment IO
VariableOffsetRedraw
Interest
7.50%p.a.
Comparison*
Not available
Est. interest only / month
$3,125
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 50% - 60% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 60% - 65% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 65% - 70% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 70% - 75% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 70 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Full Doc 75% - 80% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 75 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc <50% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR ≤50%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 50% - 60% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 50 to 60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 60% - 65% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 60 to 65%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 65% - 70% LVR $2m - $2.5m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 65 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

RedZedSE Prime Alt Doc 70% - 75% LVR <$2m Investment IO
VariableOffsetRedraw
Interest
7.52%p.a.
Comparison*
Not available
Est. interest only / month
$3,133
LVR 70 to 75%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

RedZed · Investor

RedZed investor home loans, what to weigh

RedZed's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also RedZed's full product range, repayment calculator, and refinance savings calculator.

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