Queensland Country Bank · Owner-occupier · Updated November 2026

Queensland Country Bank Owner-occupier Home Loans, November 2026

Queensland Country Bank lists 24 owner occupier home loans in the Ratesniffers index today. The lowest is 6.24% p.a., on Special Package Variable Owner Occupied <80% LVR IO. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Queensland Country Bank owner occupier home loan rates, November 2026

Queensland Country BankSpecial Package Variable Owner Occupied <80% LVR IO

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

Not available

Est. interest only / month

$2,600

LVR ≤80%

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

Queensland Country BankSpecial Package Variable Owner Occupied <80% LVR P&I

VariableOffsetRedraw

Interest

6.24%p.a.

Comparison*

6.24%p.a.

Est. repayment

$3,075

LVR ≤80%

Enquire

Queensland Country BankHome Loan-Package

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

6.44%p.a.

Est. repayment

$3,141

LVR not stated

Enquire

Queensland Country BankSpecial Package Variable Owner Occupied >80% LVR IO

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

Not available

Est. interest only / month

$2,683

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country BankSpecial Package Variable Owner Occupied >80% LVR P&I

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

6.44%p.a.

Est. repayment

$3,141

LVR 80 to 95%

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR IO Special

2y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

Not available

Est. interest only / month

$2,704

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR P&I Special

2y FixedOffsetRedraw

Interest

6.29%p.a.

Comparison*

6.53%p.a.

Est. repayment

$3,092

LVR ≤80%

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR P&I Special

2y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

6.57%p.a.

Est. repayment

$3,157

LVR 80 to 90%

Enquire

Queensland Country Bank1 Year Fixed Rate Package Owner Occupied <80% LVR IO

1y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR IO

2y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR IO Special

2y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank3 Year Fixed Rate Package Owner Occupied <80% LVR IO

3y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

Not available

Est. interest only / month

$2,788

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country BankHome Loan-Package

VariableOffsetRedraw

Interest

6.44%p.a.

Comparison*

6.78%p.a.

Est. interest only / month

$2,683

LVR not stated

Based on a $500,000 balance

Enquire

Queensland Country Bank1 Year Fixed Rate Owner Occupied <80% LVR IO

1y FixedOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Owner Occupied <80% LVR IO

2y FixedOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank3 Year Fixed Rate Owner Occupied <80% LVR IO

3y FixedOffsetRedraw

Interest

6.84%p.a.

Comparison*

Not available

Est. interest only / month

$2,850

LVR ≤80%

Based on a $500,000 balance

Enquire

Queensland Country Bank1 Year Fixed Rate Package Owner Occupied >80% LVR IO

1y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR IO

2y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank3 Year Fixed Rate Package Owner Occupied >80% LVR IO

3y FixedOffsetRedraw

Interest

6.89%p.a.

Comparison*

Not available

Est. interest only / month

$2,871

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank1 Year Fixed Rate Owner Occupied >80% LVR IO

1y FixedOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank2 Year Fixed Rate Owner Occupied >80% LVR IO

2y FixedOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank3 Year Fixed Rate Owner Occupied >80% LVR IO

3y FixedOffsetRedraw

Interest

7.04%p.a.

Comparison*

Not available

Est. interest only / month

$2,933

LVR 80 to 95%

Based on a $500,000 balance

Enquire

Queensland Country Bank3 Year Fixed Rate Package Owner Occupied <80% LVR P&I

3y FixedOffsetRedraw

Interest

6.49%p.a.

Comparison*

8.22%p.a.

Est. repayment

$3,157

LVR ≤80%

Enquire

Queensland Country Bank3 Year Fixed Rate Package Owner Occupied >80% LVR P&I

3y FixedOffsetRedraw

Interest

6.69%p.a.

Comparison*

8.28%p.a.

Est. repayment

$3,223

LVR 80 to 95%

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Queensland Country Bank · Owner-occupier

Queensland Country Bank owner-occupier home loans, what to weigh

Queensland Country Bank's owner-occupier panel, P&I and offset-eligible products at every LVR band, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every owner-occupier option has the same price.