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Queensland Country Bank · Fixed · Updated September 2026

Queensland Country Bank Fixed Home Loan Rates, September 2026

Queensland Country Bank lists 24 fixed home loans in the Ratesniffers index today. The lowest is 5.99% p.a. (comparison rate 6.24% p.a.) on a 2-year fixed term, on 2 Year Fixed Rate Package Investment <80% LVR P&I Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Queensland Country Bank fixed home loan rates, September 2026

Lowest Queensland Country Bank fixed rate by term: 1-year 6.49% p.a., 2-year 5.99% p.a. (comparison 6.24%), 3-year 6.54% p.a..

Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment <80% LVR IO Special
2y FixedOffsetRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR IO Special
2y FixedOffsetRedraw
Interest
6.19%p.a.
Comparison*
Not available
Est. repayment
$3,059
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment <80% LVR P&I Special
2y FixedOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.24%p.a.
Est. repayment
$2,995
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR P&I Special
2y FixedOffsetRedraw
Interest
5.99%p.a.
Comparison*
6.24%p.a.
Est. repayment
$2,995
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment >80% LVR P&I Special
2y FixedOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,059
LVR 80 to 90%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR P&I Special
2y FixedOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,059
LVR 80 to 90%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment >80% LVR IO Special
2y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 80 to 90%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR IO Special
2y FixedOffsetRedraw
Interest
6.39%p.a.
Comparison*
Not available
Est. repayment
$3,124
LVR 80 to 95%
Queensland Country Bank logo
Queensland Country Bank1 Year Fixed Rate Package Investment <80% LVR IO
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank1 Year Fixed Rate Package Owner Occupied <80% LVR IO
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment <80% LVR IO
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied <80% LVR IO
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. repayment
$3,157
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank3 Year Fixed Rate Package Investment <80% LVR IO
3y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank3 Year Fixed Rate Package Owner Occupied <80% LVR IO
3y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank1 Year Fixed Rate Owner Occupied <80% LVR IO
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Owner Occupied <80% LVR IO
2y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
Queensland Country Bank logo
Queensland Country Bank1 Year Fixed Rate Package Investment >80% LVR IO
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 80 to 90%
Queensland Country Bank logo
Queensland Country Bank1 Year Fixed Rate Package Owner Occupied >80% LVR IO
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 80 to 95%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Investment >80% LVR IO
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 80 to 90%
Queensland Country Bank logo
Queensland Country Bank2 Year Fixed Rate Package Owner Occupied >80% LVR IO
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR 80 to 95%
Queensland Country Bank logo
Queensland Country Bank3 Year Fixed Rate Owner Occupied <80% LVR IO
3y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Queensland Country Bank · Fixed

Queensland Country Bank fixed home loans, what to weigh

Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.

See also Queensland Country Bank's full product range, repayment calculator, and refinance savings calculator.

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