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QBANK · Investor · Updated November 2026

QBANK Investment Loan Rates, November 2026

QBANK lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.49% p.a., on Classic Investment <60% LVR IO Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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QBANK investor home loan rates, November 2026

QBANK logo
QBANKClassic Investment <60% LVR IO Special
VariableRedraw
Interest
6.49%p.a.
Comparison*
Not available
Est. interest only / month
$2,704
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Investment <60% LVR P&I Special
VariableRedraw
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤60%
QBANK logo
QBANKClassic Investment 60% - 70% LVR IO Special
VariableRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. interest only / month
$2,725
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Investment 60% - 70% LVR P&I Special
VariableRedraw
Interest
6.54%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,174
LVR 60 to 70%
QBANK logo
QBANKClassic Plus Investment <60% LVR IO Special
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment <60% LVR IO Special
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR ≤60%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Investment 70% - 80% LVR IO Special
VariableRedraw
Interest
6.59%p.a.
Comparison*
Not available
Est. interest only / month
$2,746
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Investment 70% - 80% LVR P&I Special
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.64%p.a.
Est. repayment
$3,190
LVR 70 to 80%
QBANK logo
QBANKClassic Plus Investment 60% - 70% LVR IO Special
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment 60% - 70% LVR IO Special
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. interest only / month
$2,767
LVR 60 to 70%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment 70% - 80% LVR IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment 70% - 80% LVR IO Special
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR 70 to 80%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANK2 Year Fixed Rate Investment IO
2y Fixed
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANK3 Year Fixed Rate Investment IO
3y Fixed
Interest
6.69%p.a.
Comparison*
Not available
Est. interest only / month
$2,788
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANK1 Year Fixed Rate Investment IO
1y Fixed
Interest
6.74%p.a.
Comparison*
Not available
Est. interest only / month
$2,808
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Investment 80% - 90% LVR IO Special
VariableRedraw
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANK5 Year Fixed Rate Investment IO
5y Fixed
Interest
6.84%p.a.
Comparison*
Not available
Est. interest only / month
$2,850
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment <60% LVR P&I Special
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,190
LVR ≤60%
QBANK logo
QBANKClassic Plus Investment <60% LVR P&I Special
VariableOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,190
LVR ≤60%
QBANK logo
QBANKClassic Investment 80% - 90% LVR P&I Special
VariableRedraw
Interest
6.84%p.a.
Comparison*
6.89%p.a.
Est. repayment
$3,273
LVR 80 to 90%
QBANK logo
QBANK4 Year Fixed Rate Investment IO
4y Fixed
Interest
6.89%p.a.
Comparison*
Not available
Est. interest only / month
$2,871
LVR ≤90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

QBANK logo
QBANKClassic Plus Investment 60% - 70% LVR P&I Special
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,207
LVR 60 to 70%
QBANK logo
QBANKClassic Plus Investment 60% - 70% LVR P&I Special
VariableOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.90%p.a.
Est. repayment
$3,207
LVR 60 to 70%
QBANK logo
QBANKClassic Plus Investment 80% - 90% LVR IO Special
VariableOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR 80 to 90%
Based on a $500,000 balance

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

QBANK · Investor

QBANK investor home loans, what to weigh

QBANK's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also QBANK's full product range, repayment calculator, and refinance savings calculator.

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