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QBANK · First home buyer · Updated November 2026

QBANK First Home Buyer Loans, November 2026

QBANK lists 2 first home buyer home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 7.84% p.a.) on a 3-year fixed term, on 3 Year Fixed Rate First Home Buyer First Responder 95% LVR + LMI Special. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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QBANK first home buyer home loan rates, November 2026

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QBANKClassic First Home Buyer First Responder 95% LVR + LMI Special
VariableRedraw
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤95%
QBANK logo
QBANK3 Year Fixed Rate First Home Buyer First Responder 95% LVR + LMI Special
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
7.84%p.a.
Est. repayment
$3,157
LVR ≤95%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

QBANK · First home buyer

QBANK first home buyer home loans, what to weigh

QBANK's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.

See also QBANK's full product range, repayment calculator, and refinance savings calculator.

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