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People First Bank · Investor · Updated September 2026

People First Bank Investor Home Loans, September 2026

People First Bank lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.14% p.a. (comparison rate 6.14% p.a.), on Basic Home Loan <70% LVR Investment P&I.. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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People First Bank investor home loan rates, September 2026

People First BankBasic Home Loan <70% LVR Investment P&I.
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.14%p.a.
Est. repayment
$3,043
LVR ≤70%
People First BankBasic Home Loan <70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.14%p.a.
Comparison*
6.14%p.a.
Est. repayment
$3,043
LVR ≤70%
People First BankBasic Home Loan 70% - 80% LVR Investment P&I.
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.24%p.a.
Est. repayment
$3,075
LVR 70–80%
People First BankBasic Home Loan 70% - 80% LVR Investment P&I
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
6.24%p.a.
Est. repayment
$3,075
LVR 70–80%
People First BankBasic Home Loan <70% LVR Investment IO.
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤70%
People First BankBasic Home Loan <70% LVR Investment IO
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤70%
People First Bank2 Year Fixed Home Loan Investment >$500k P&I LMI Waiver
2y FixedRedraw
Interest
6.44%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,141
LVR ≤90%
People First Bank2 Year Fixed Home Loan Investment P&I
2y FixedRedraw
Interest
6.44%p.a.
Comparison*
6.28%p.a.
Est. repayment
$3,141
LVR ≤80%
People First Bank1 Year Fixed Home Loan Investment P&I
1y FixedRedraw
Interest
6.49%p.a.
Comparison*
6.27%p.a.
Est. repayment
$3,157
LVR ≤80%
People First Bank3 Year Fixed Home Loan Investment >$500k P&I LMI Waiver
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
6.31%p.a.
Est. repayment
$3,157
LVR ≤90%
People First Bank3 Year Fixed Home Loan Investment P&I
3y FixedRedraw
Interest
6.49%p.a.
Comparison*
6.31%p.a.
Est. repayment
$3,157
LVR ≤80%
People First BankBasic Home Loan 70% - 80% LVR Investment IO.
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR 70–80%
People First BankBasic Home Loan 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.54%p.a.
Comparison*
Not available
Est. repayment
$3,174
LVR 70–80%
People First Bank4 Year Fixed Home Loan Investment >$500k P&I LMI Waiver
4y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR ≤90%
People First Bank4 Year Fixed Home Loan Investment P&I
4y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,190
LVR ≤80%
People First Bank5 Year Fixed Home Loan Investment >$500k P&I LMI Waiver
5y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR ≤90%
People First Bank5 Year Fixed Home Loan Investment P&I
5y FixedRedraw
Interest
6.59%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,190
LVR ≤80%
People First Bank2 Year Fixed Home Loan Investment IO
2y FixedRedraw
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR ≤80%
People First Bank1 Year Fixed Home Loan Investment IO
1y FixedRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
People First Bank3 Year Fixed Home Loan Investment IO
3y FixedRedraw
Interest
6.69%p.a.
Comparison*
Not available
Est. repayment
$3,223
LVR ≤80%
People First Bank4 Year Fixed Home Loan Investment IO
4y FixedRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
People First Bank5 Year Fixed Home Loan Investment IO
5y FixedRedraw
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤80%
People First Bank2 Year Fixed Home Loan Investment <$500k P&I LMI Waiver
2y FixedRedraw
Interest
6.84%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,273
LVR ≤90%
People First Bank3 Year Fixed Home Loan Investment <$500k P&I LMI Waiver
3y FixedRedraw
Interest
6.89%p.a.
Comparison*
6.43%p.a.
Est. repayment
$3,290
LVR ≤90%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

People First Bank · Investor

People First Bank investor home loans, what to weigh

People First Bank's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.

See also People First Bank's full product range, repayment calculator, and refinance savings calculator.

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