Interest
6.19%p.a.
Comparison*
6.12%p.a.
Est. repayment
$3,059
LVR ≤90%
People First Bank · First home buyer · Updated September 2026
People First Bank First Home Buyer Loans, September 2026
People First Bank lists 3 first home buyer home loans in the Ratesniffers index today. The lowest is 6.19% p.a. (comparison rate 6.12% p.a.) on a 3-year fixed term, on 3 Year Fixed Home Loan Owner Occupied FHB >$500k P&I LMI Waiver. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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People First Bank first home buyer home loan rates, September 2026
Interest
6.19%p.a.
Comparison*
6.12%p.a.
Est. repayment
$3,059
LVR ≤80%
Interest
6.59%p.a.
Comparison*
6.23%p.a.
Est. repayment
$3,190
LVR ≤90%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
People First Bank · First home buyer
People First Bank first home buyer home loans, what to weigh
People First Bank's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.
See also People First Bank's full product range, repayment calculator, and refinance savings calculator.