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P&N Bank Refinance Home Loans, July 2026

P&N Bank's refinance-eligible products. Compare against your existing rate plus exit costs.

RBA cash rate 4.35%(effective 17 Jun 2026)|Rates updated |932 products|85+ Australian lenders
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in July 2026

Reviewed by the Ratesniffers Editorial Team, July 2026

P&N Bank's sharpest refinance options. Market cheapest currently sits at 5.89%.

*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

P&N Bank · Refinance

P&N Bank refinance home loans, what to weigh

P&N Bank's refinance-eligible products. Compare against your existing rate plus exit costs. P&N Bank's sharpest variable currently: 5.88%. Sharpest fixed: 6.27%.

See also P&N Bank's full product range, repayment calculator, and refinance savings calculator.