P&N Bank · Investor · Updated November 2026

P&N Bank Investment Loan Rates, November 2026

P&N Bank lists 24 investor home loans in the Ratesniffers index today. The lowest is 6.54% p.a., on Investor Basic Home Loan <70% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

View P&N Bank current products Compare the live market50+ lenders tracked · ranked by comparison rate · no paid placement

P&N Bank investor home loan rates, November 2026

P&N BankInvestor Basic Home Loan <70% LVR P&I

VariableRedraw

Interest

6.54%p.a.

Comparison*

Not available

Est. repayment

$3,174

LVR ≤70%

Enquire

P&N BankInvestor Offset Home Loan <70% LVR P&I

VariableOffsetRedraw

Interest

6.57%p.a.

Comparison*

Not available

Est. repayment

$3,183

LVR ≤70%

Enquire

P&N BankInvestor Basic Home Loan 70% - 80% LVR P&I

VariableRedraw

Interest

6.59%p.a.

Comparison*

Not available

Est. repayment

$3,190

LVR 70 to 80%

Enquire

P&N BankInvestor Basic (P&I) LVR <70

VariableRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Basic P&I LVR>70-80

VariableRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Basic P&I LVR>80-90

VariableRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Offset P&I LVR<70

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Offset P&I LVR >70-80

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Offset P&I LVR>80-90

VariableOffsetRedraw

Interest

6.59%p.a.

Comparison*

6.62%p.a.

Est. repayment

$3,190

LVR not stated

Enquire

P&N BankInvestor Offset Home Loan 70% - 80% LVR P&I

VariableOffsetRedraw

Interest

6.62%p.a.

Comparison*

Not available

Est. repayment

$3,200

LVR 70 to 80%

Enquire

P&N BankFixed Home Loan Inv P&I LVR>80

1y Fixed

Interest

6.64%p.a.

Comparison*

6.52%p.a.

Est. repayment

$3,207

LVR not stated

Enquire

P&N BankFixed Home Loan Inv P&I LVR>80

2y Fixed

Interest

6.64%p.a.

Comparison*

6.52%p.a.

Est. repayment

$3,207

LVR not stated

Enquire

P&N BankFixed Home Loan Inv IO LVR>80

1y Fixed

Interest

6.64%p.a.

Comparison*

6.52%p.a.

Est. interest only / month

$2,767

LVR not stated

Based on a $500,000 balance

Enquire

Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.

P&N BankFixed Home Loan Inv IO LVR>80

2y Fixed

Interest

6.64%p.a.

Comparison*

6.52%p.a.

Est. interest only / month

$2,767

LVR not stated

Based on a $500,000 balance

Enquire

P&N Bank1 Year Fixed Home Loan (<80% LVR) Investment IO

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. interest only / month

$2,767

LVR ≤80%

Based on a $500,000 balance

Enquire

P&N Bank1 Year Fixed Home Loan (<80% LVR) Investment P&I

1y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤80%

Enquire

P&N Bank2 Year Fixed Home Loan (<80% LVR) Investment IO

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. interest only / month

$2,767

LVR ≤80%

Based on a $500,000 balance

Enquire

P&N Bank2 Year Fixed Home Loan (<80% LVR) Investment P&I

2y Fixed

Interest

6.64%p.a.

Comparison*

Not available

Est. repayment

$3,207

LVR ≤80%

Enquire

P&N Bank1 Year Fixed Home Loan (>80% LVR) Investment IO

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR 80 to 90%

Based on a $500,000 balance

Enquire

P&N Bank1 Year Fixed Home Loan (>80% LVR) Investment P&I

1y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 80 to 90%

Enquire

P&N Bank2 Year Fixed Home Loan (>80% LVR) Investment IO

2y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. interest only / month

$2,808

LVR 80 to 90%

Based on a $500,000 balance

Enquire

P&N Bank2 Year Fixed Home Loan (>80% LVR) Investment P&I

2y Fixed

Interest

6.74%p.a.

Comparison*

Not available

Est. repayment

$3,240

LVR 80 to 90%

Enquire

P&N BankFixed Home Loan Inv P&I LVR>80

3y Fixed

Interest

6.79%p.a.

Comparison*

6.63%p.a.

Est. repayment

$3,256

LVR not stated

Enquire

P&N BankFixed Home Loan Inv IO LVR>80

3y Fixed

Interest

6.79%p.a.

Comparison*

6.63%p.a.

Est. interest only / month

$2,829

LVR not stated

Based on a $500,000 balance

Enquire

*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

P&N Bank · Investor

P&N Bank investor home loans, what to weigh

P&N Bank's investor panel, interest-only options where available, ranked sharpest-first by comparison rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every investor option has the same price.