Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤95%
National Australia Bank · Refinance · Updated September 2026
National Australia Bank Refinance Home Loans, September 2026
National Australia Bank lists 24 refinance home loans in the Ratesniffers index today. The lowest is 6.34% p.a. (comparison rate 6.83% p.a.) on a 2-year fixed term, on NAB Tailored Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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National Australia Bank refinance home loan rates, September 2026
National Australia BankBase Variable Home Loan Owner Occupied P&I Home Guarantee Scheme
VariableRedraw
Interest
6.44%p.a.
Comparison*
Not available
Est. repayment
$3,141
LVR ≤95%
Interest
6.44%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,141
LVR 70 to 80%
Interest
6.44%p.a.
Comparison*
6.57%p.a.
Est. repayment
$3,141
LVR not stated
Interest
6.49%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,157
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,157
LVR ≤60%
National Australia BankTailored Home Loan Standard 5 Year Fixed Owner Occupied 60% - 70% LVR P&I
5y Fixed
Interest
6.49%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR ≤60%
National Australia BankTailored Home Loan Standard 1 Year Fixed Owner Occupied 60% - 70% LVR IO
1y Fixed
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 60 to 70%
National Australia BankTailored Home Loan Standard 1 Year Fixed Owner Occupied 70% - 80% LVR IO
1y Fixed
Interest
6.79%p.a.
Comparison*
Not available
Est. repayment
$3,256
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.81%p.a.
Est. repayment
$3,157
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.81%p.a.
Est. repayment
$3,157
LVR ≤60%
National Australia BankTailored Home Loan Standard 4 Year Fixed Owner Occupied 60% - 70% LVR P&I
4y Fixed
Interest
6.49%p.a.
Comparison*
6.81%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.34%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.34%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,108
LVR ≤60%
National Australia BankTailored Home Loan Standard 2 Year Fixed Owner Occupied 60% - 70% LVR P&I
2y Fixed
Interest
6.34%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,108
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,157
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,157
LVR ≤60%
National Australia BankTailored Home Loan Standard 3 Year Fixed Owner Occupied 60% - 70% LVR P&I
3y Fixed
Interest
6.49%p.a.
Comparison*
6.83%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR ≤60%
National Australia BankTailored Home Loan Standard 2 Year Fixed Owner Occupied 60% - 70% LVR IO
2y Fixed
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 60 to 70%
National Australia BankTailored Home Loan Standard 2 Year Fixed Owner Occupied 70% - 80% LVR IO
2y Fixed
Interest
6.84%p.a.
Comparison*
Not available
Est. repayment
$3,273
LVR 70 to 80%
Interest
6.44%p.a.
Comparison*
6.88%p.a.
Est. repayment
$3,141
LVR 70 to 80%
Interest
6.44%p.a.
Comparison*
6.88%p.a.
Est. repayment
$3,141
LVR ≤60%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
National Australia Bank · Refinance
National Australia Bank refinance home loans, what to weigh
National Australia Bank's refinance-eligible products. Compare against your existing rate plus exit costs. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every refinance option has the same price.
See also National Australia Bank's full product range, repayment calculator, and refinance savings calculator.