National Australia Bank First Home Buyer Loans, September 2026

National Australia Bank may offer first home buyer home loans across more than one product, repayment type and LVR tier. Check the lender's full current product page first, then use the live market comparison to test its rates and fees against other Australian lenders for the same purpose.

National Australia Bank first home buyer home loans, what to weigh

National Australia Bank's first-home-buyer eligible products, Home Guarantee Scheme accepted where the lender participates. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every first home buyer option has the same price.

NAB is listed as a participating lender for the Australian Government 5% Deposit Scheme, so an eligible first home buyer can apply with a 5% deposit under the government guarantee. The scheme's eligibility rules and property price caps still apply, and NAB assesses the application on its normal lending criteria.

See also National Australia Bank's full product range, repayment calculator, and refinance savings calculator.