Interest
5.89%p.a.
Comparison*
5.89%p.a.
Est. repayment
$2,962
LVR not stated
Maitland Mutual Limited Home Loan Rates
Active products
27
Lowest variable
5.89%
Lowest fixed
6.34%
Lowest comparison
5.89%
Last updated
4 Aug 2026
Maitland Mutual Limited is one of the Australian home-loan lenders we track daily. We currently surface 27 active products from Maitland Mutual Limited, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What are Maitland Mutual Limited home loan rates?
Maitland Mutual Limited home loan rates are in the live table on this page, ranked by comparison rate, with the lowest variable rate currently 5.89% p.a. and the lowest fixed rate currently 6.34% p.a., last verified 4 Aug 2026. Compare Maitland Mutual Limited against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest Maitland Mutual Limited home loan rate?
The lowest Maitland Mutual Limited variable home loan rate Ratesniffers tracks is 5.89% p.a., and the lowest fixed rate is 6.34% p.a. These figures come from the 27 Maitland Mutual Limited products on this page, ranked by comparison rate, last verified 4 Aug 2026.
How many home loan products does Maitland Mutual Limited offer?
Ratesniffers currently tracks 27 Maitland Mutual Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
Maitland Mutual Limited home loan rates at a glance
| Product type | Rate | Comparison rate | Max LVR |
|---|---|---|---|
| Variable Owner-occupier P&I | 5.89% p.a. | 5.89% p.a. | n/a |
| Variable Investor P&I | 6.69% p.a. | 6.69% p.a. | n/a |
| Variable Owner-occupier P&I | 6.44% p.a. | 6.80% p.a. | n/a |
| Fixed 2-year Owner-occupier P&I | 6.34% p.a. | 6.86% p.a. | n/a |
| Fixed 3-year Owner-occupier P&I | 6.44% p.a. | 6.87% p.a. | n/a |
| Fixed 1-year Owner-occupier P&I | 6.34% p.a. | 6.88% p.a. | n/a |
| Variable Investor interest-only | 6.84% p.a. | 7.17% p.a. | n/a |
| Fixed 3-year Investor interest-only | 6.64% p.a. | 7.20% p.a. | n/a |
| Variable Investor P&I | 6.84% p.a. | 7.20% p.a. | n/a |
| Fixed 2-year Investor interest-only | 6.54% p.a. | 7.21% p.a. | n/a |
| Fixed 2-year Investor P&I | 6.54% p.a. | 7.21% p.a. | n/a |
| Fixed 3-year Investor P&I | 6.64% p.a. | 7.21% p.a. | n/a |
27 Maitland Mutual Limited home loan products
Interest
6.69%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,223
LVR not stated
Interest
6.44%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,141
LVR not stated
Interest
6.34%p.a.
Comparison*
6.86%p.a.
Est. repayment
$3,108
LVR not stated
Interest
6.44%p.a.
Comparison*
6.87%p.a.
Est. repayment
$3,141
LVR not stated
Interest
6.34%p.a.
Comparison*
6.88%p.a.
Est. repayment
$3,108
LVR not stated
Interest
6.84%p.a.
Comparison*
7.17%p.a.
Est. repayment
$3,273
LVR not stated
Interest
6.64%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,207
LVR not stated
Interest
6.84%p.a.
Comparison*
7.20%p.a.
Est. repayment
$3,273
LVR not stated
Interest
6.54%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,174
LVR not stated
Interest
6.54%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,174
LVR not stated
Interest
6.64%p.a.
Comparison*
7.21%p.a.
Est. repayment
$3,207
LVR not stated
Interest
6.54%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,174
LVR not stated
Interest
6.54%p.a.
Comparison*
7.25%p.a.
Est. repayment
$3,174
LVR not stated
Interest
6.54%p.a.
Comparison*
8.02%p.a.
Est. repayment
$3,174
LVR not stated
Interest
6.44%p.a.
Comparison*
8.19%p.a.
Est. repayment
$3,141
LVR not stated
Interest
6.74%p.a.
Comparison*
8.35%p.a.
Est. repayment
$3,240
LVR not stated
Interest
6.74%p.a.
Comparison*
8.37%p.a.
Est. repayment
$3,240
LVR not stated
Interest
6.44%p.a.
Comparison*
8.41%p.a.
Est. repayment
$3,141
LVR not stated
Interest
6.64%p.a.
Comparison*
8.54%p.a.
Est. repayment
$3,207
LVR not stated
Interest
6.64%p.a.
Comparison*
8.55%p.a.
Est. repayment
$3,207
LVR not stated
Interest
8.64%p.a.
Comparison*
Not available
Est. repayment
$3,894
LVR not stated
Interest
8.63%p.a.
Comparison*
8.66%p.a.
Est. repayment
$3,891
LVR not stated
Interest
6.64%p.a.
Comparison*
8.78%p.a.
Est. repayment
$3,207
LVR not stated
Interest
6.64%p.a.
Comparison*
8.78%p.a.
Est. repayment
$3,207
LVR not stated
Interest
9.03%p.a.
Comparison*
9.06%p.a.
Est. repayment
$4,034
LVR not stated
Interest
9.03%p.a.
Comparison*
9.06%p.a.
Est. repayment
$4,034
LVR not stated
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Maitland Mutual Limited home loan repayment calculator
Pre-filled with Maitland Mutual Limited's lowest advertised variable rate in the table above, 5.89% p.a. Change the loan amount, rate or term to model your own mortgage. Repayments are principal and interest estimates and exclude fees, so the comparison rate in the table is the better guide to total cost.
The amount you want to borrow.
Maitland Mutual Limited's lowest variable today: 5.89%.
Most owner-occupier loans run 25 to 30 years.
Monthly repayment
$2,962
Fortnightly repayment
$1,367
Total interest
$566,494
30 years at 5.89% (P&I)
For a fuller model, use the repayment calculator, see how extra payments change the balance with the extra repayments calculator, or check what you can borrow with the borrowing power calculator.
Maitland Mutual Limited home loans: frequently asked questions
What are Maitland Mutual Limited home loan rates?
Maitland Mutual Limited home loan rates are in the live table on this page. The lowest variable rate Ratesniffers ranks is currently 5.89% p.a., and the lowest fixed rate is 6.34% p.a., last verified 4 Aug 2026. Compare Maitland Mutual Limited against the wider market at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments on a Maitland Mutual Limited balance, use /calculators/extra-repayment.
What is the lowest Maitland Mutual Limited home loan rate?
Maitland Mutual Limited's lowest variable home loan rate is currently 5.89% p.a., and its lowest fixed rate is 6.34% p.a., based on the 27 Maitland Mutual Limited products Ratesniffers ranks by comparison rate, last verified 4 Aug 2026. The advertised rate isn't always the rate Maitland Mutual Limited approves, a broker can often negotiate a sharper deal on your scenario.
What is the monthly repayment on a $600,000 Maitland Mutual Limited home loan?
At Maitland Mutual Limited's lowest variable rate of 5.89% p.a., a $600,000 principal and interest loan over 30 years repays about $3,555 a month, and $500,000 about $2,962. That is an estimate at the advertised rate before fees; the comparison rate in the table above carries the fees, and a fixed or interest-only loan repays differently.
How much do you need to earn for a $500,000 Maitland Mutual Limited home loan?
There is no single salary. Like every Australian lender, Maitland Mutual Limited must assess a new home loan at a rate at least 3 percentage points above the loan's rate under APRA's serviceability buffer, so 5.89% p.a. is assessed at about 8.89% p.a., then test that repayment against income after living expenses and other debts. The income required calculator at /calculators/income-required works this backwards from a property price and deposit.
How does Maitland Mutual Limited's home loan rate compare to the market?
Maitland Mutual Limited's lowest variable home loan rate today is 5.89% p.a., which is 35 basis points below the market median of 6.24% p.a., which puts Maitland Mutual Limited among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Maitland Mutual Limited sits right now rather than a fixed snapshot.
How many home loan products does Maitland Mutual Limited offer?
Ratesniffers currently tracks 27 Maitland Mutual Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is Maitland Mutual Limited competitive for refinancing?
It depends on your loan size and LVR. Maitland Mutual Limited's lowest comparison rate is currently 5.89% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Maitland Mutual Limited against the sharpest available rate usually pays off.
How often are Maitland Mutual Limited's home loan rates updated?
Ratesniffers last verified Maitland Mutual Limited's home loan rates on 4 Aug 2026. Rates can change whenever Maitland Mutual Limited reprices or the RBA moves the cash rate, so always confirm the current rate with the lender before acting.