Budget Home Loan
Owner-occupierVariableP&IRedrawExtra repayments
Interest
5.89%p.a.
30d ago
Comparison*
5.89%p.a.
Monthly repayment
$2,962
LVR —
Maitland Mutual Limited Home Loan Rates
Active products
27
Lowest variable
5.89%
Lowest fixed
6.34%
Lowest comparison
5.89%
Last updated
3 Aug 2026
Maitland Mutual Limited is one of the Australian home-loan lenders we track daily. We currently surface 27 active products from Maitland Mutual Limited, refreshed from authoritative lender sources. The product table below sorts by comparison rate by default, the true-cost metric mandated by the National Consumer Credit Protection Act 2009, so you can see total cost, including standard fees, at a glance.
What is the lowest Maitland Mutual Limited home loan rate?
The lowest Maitland Mutual Limited variable home loan rate Ratesniffers tracks is 5.89% p.a., and the lowest fixed rate is 6.34% p.a. These figures come from the 27 Maitland Mutual Limited products on this page, ranked by comparison rate, refreshed daily (last updated 3 Aug 2026).
How many home loan products does Maitland Mutual Limited offer?
Ratesniffers currently tracks 27 Maitland Mutual Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
Maitland Mutual Limited home loan rates at a glance
| Product type | Rate | Comparison rate | Max LVR |
|---|---|---|---|
| Variable Owner-occupier P&I | 5.89% p.a. | 5.89% p.a. | — |
| Variable Investor P&I | 6.69% p.a. | 6.69% p.a. | — |
| Variable Owner-occupier P&I | 6.44% p.a. | 6.80% p.a. | — |
| Fixed 2-year Owner-occupier P&I | 6.34% p.a. | 6.86% p.a. | — |
| Fixed 3-year Owner-occupier P&I | 6.44% p.a. | 6.87% p.a. | — |
| Fixed 1-year Owner-occupier P&I | 6.34% p.a. | 6.88% p.a. | — |
| Variable Investor interest-only | 6.84% p.a. | 7.17% p.a. | — |
| Fixed 3-year Investor interest-only | 6.64% p.a. | 7.20% p.a. | — |
| Variable Investor P&I | 6.84% p.a. | 7.20% p.a. | — |
| Fixed 2-year Investor interest-only | 6.54% p.a. | 7.21% p.a. | — |
| Fixed 2-year Investor P&I | 6.54% p.a. | 7.21% p.a. | — |
| Fixed 3-year Investor P&I | 6.64% p.a. | 7.21% p.a. | — |
27 Maitland Mutual Limited home loan products
Budget Home Loan
InvestorVariableP&IRedrawExtra repayments
Interest
6.69%p.a.
30d ago
Comparison*
6.69%p.a.
Monthly repayment
$3,223
LVR —
Package Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
6.44%p.a.
36d ago
Comparison*
6.80%p.a.
Monthly repayment
$3,141
LVR —
Package Home Loan
Owner-occupier2y FixedP&IOffsetRedrawExtra repayments
Interest
6.34%p.a.
36d ago
Comparison*
6.86%p.a.
Monthly repayment
$3,108
LVR —
Package Home Loan
Owner-occupier3y FixedP&IOffsetRedrawExtra repayments
Interest
6.44%p.a.
36d ago
Comparison*
6.87%p.a.
Monthly repayment
$3,141
LVR —
Package Home Loan
Owner-occupier1y FixedP&IOffsetRedrawExtra repayments
Interest
6.34%p.a.
36d ago
Comparison*
6.88%p.a.
Monthly repayment
$3,108
LVR —
Package Home Loan
InvestorVariableInterest onlyOffsetRedrawExtra repayments
Interest
6.84%p.a.
36d ago
Comparison*
7.17%p.a.
Monthly repayment
$3,273
LVR —
Package Home Loan
Investor3y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
7.20%p.a.
Monthly repayment
$3,207
LVR —
Package Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
6.84%p.a.
36d ago
Comparison*
7.20%p.a.
Monthly repayment
$3,273
LVR —
Package Home Loan
Investor2y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.54%p.a.
36d ago
Comparison*
7.21%p.a.
Monthly repayment
$3,174
LVR —
Package Home Loan
Investor2y FixedP&IOffsetRedrawExtra repayments
Interest
6.54%p.a.
36d ago
Comparison*
7.21%p.a.
Monthly repayment
$3,174
LVR —
Package Home Loan
Investor3y FixedP&IOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
7.21%p.a.
Monthly repayment
$3,207
LVR —
Package Home Loan
Investor1y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.54%p.a.
36d ago
Comparison*
7.25%p.a.
Monthly repayment
$3,174
LVR —
Package Home Loan
Investor1y FixedP&IOffsetRedrawExtra repayments
Interest
6.54%p.a.
36d ago
Comparison*
7.25%p.a.
Monthly repayment
$3,174
LVR —
Standard Home Loan
Owner-occupier3y FixedP&IOffsetRedrawExtra repayments
Interest
6.54%p.a.
36d ago
Comparison*
8.02%p.a.
Monthly repayment
$3,174
LVR —
Standard Home Loan
Owner-occupier2y FixedP&IOffsetRedrawExtra repayments
Interest
6.44%p.a.
36d ago
Comparison*
8.19%p.a.
Monthly repayment
$3,141
LVR —
Standard Home Loan
Investor3y FixedP&IOffsetRedrawExtra repayments
Interest
6.74%p.a.
36d ago
Comparison*
8.35%p.a.
Monthly repayment
$3,240
LVR —
Standard Home Loan
Investor3y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.74%p.a.
36d ago
Comparison*
8.37%p.a.
Monthly repayment
$3,240
LVR —
Standard Home Loan
Owner-occupier1y FixedP&IOffsetRedrawExtra repayments
Interest
6.44%p.a.
36d ago
Comparison*
8.41%p.a.
Monthly repayment
$3,141
LVR —
Standard Home Loan
Investor2y FixedP&IOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
8.54%p.a.
Monthly repayment
$3,207
LVR —
Standard Home Loan
Investor2y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
8.55%p.a.
Monthly repayment
$3,207
LVR —
Express Credit Facility
InvestorVariableInterest only
Interest
8.64%p.a.
Comparison*
—
Monthly repayment
$3,894
LVR —
Standard Home Loan
Owner-occupierVariableP&IOffsetRedrawExtra repayments
Interest
8.63%p.a.
36d ago
Comparison*
8.66%p.a.
Monthly repayment
$3,891
LVR —
Standard Home Loan
Investor1y FixedInterest onlyOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
8.78%p.a.
Monthly repayment
$3,207
LVR —
Standard Home Loan
Investor1y FixedP&IOffsetRedrawExtra repayments
Interest
6.64%p.a.
36d ago
Comparison*
8.78%p.a.
Monthly repayment
$3,207
LVR —
Standard Home Loan
InvestorVariableInterest onlyOffsetRedrawExtra repayments
Interest
9.03%p.a.
36d ago
Comparison*
9.06%p.a.
Monthly repayment
$4,034
LVR —
Standard Home Loan
InvestorVariableP&IOffsetRedrawExtra repayments
Interest
9.03%p.a.
36d ago
Comparison*
9.06%p.a.
Monthly repayment
$4,034
LVR —
Negotiate Maitland Mutual Limited rates with a broker
Advertised rates aren't always the rate Maitland Mutual Limited actually approves. Our broker negotiates against your specific scenario, no fee.
Maitland Mutual Limited home loans: frequently asked questions
What is the lowest Maitland Mutual Limited home loan rate?
Maitland Mutual Limited's lowest variable home loan rate is currently 5.89% p.a., and its lowest fixed rate is 6.34% p.a., based on the 27 Maitland Mutual Limited products Ratesniffers ranks by comparison rate, refreshed daily (last updated 3 Aug 2026). The advertised rate isn't always the rate Maitland Mutual Limited approves, a broker can often negotiate a sharper deal on your scenario.
How does Maitland Mutual Limited's home loan rate compare to the market?
Maitland Mutual Limited's lowest variable home loan rate today is 5.89% p.a., which is 19 basis points below the market median of 6.08% p.a., which puts Maitland Mutual Limited among the more competitive lenders on variable rates today. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Maitland Mutual Limited sits right now rather than a fixed snapshot.
How many home loan products does Maitland Mutual Limited offer?
Ratesniffers currently tracks 27 Maitland Mutual Limited home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is Maitland Mutual Limited competitive for refinancing?
It depends on your loan size and LVR. Maitland Mutual Limited's lowest comparison rate is currently 5.89% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Maitland Mutual Limited against the sharpest available rate usually pays off.
How often are Maitland Mutual Limited's home loan rates updated?
Ratesniffers refreshes Maitland Mutual Limited's home loan rates daily; this page was last updated 3 Aug 2026. Rates can change whenever Maitland Mutual Limited reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.
Maitland Mutual Limited rates by borrower and loan type
The same Maitland Mutual Limited panel, filtered to the scenario you're actually shopping for.
- Maitland Mutual Limited owner-occupier ratesP&I and offset-eligible products, ranked sharpest-first.
- Maitland Mutual Limited investor ratesInvestment lending, interest-only where offered.
- Maitland Mutual Limited refinance ratesRefinance-eligible products versus your current rate.
- Maitland Mutual Limited first home buyer ratesFHB-eligible products, Home Guarantee where supported.
- Maitland Mutual Limited fixed rates1 to 5-year terms where available.
- Maitland Mutual Limited variable ratesFlexible repayments, offset-compatible products.
- Maitland Mutual Limited interest-only ratesIO terms, mostly investor products.
- Maitland Mutual Limited offset loans100% offset-account-eligible products.
Compare home loans across the market by purpose
The whole visible panel, sliced by what borrowers actually search for.
Other lenders you might compare
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Mortgage guides and market context
Plain-English explainers, plus where rates sit across the market today.