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HSBC First home buyer Home Loans, June 2026

HSBC doesn't currently advertise products meeting our visibility filter in this segment. The panel below shows the full 85+-lender market for benchmark.

Rates updated |18 products|4 Australian lendersSome rates may be out of date — refreshing now
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Editor's Pick · Ratesniffers Editorial Team

Top Home Loan Rates in June 2026

HSBC's sharpest first home buyer options. Market cheapest currently sits at 5.49%.

Type
Lender & product
Rate p.a.
Comp. rate p.a.*
Max LVR
Variable rate
HSBCHome Value Loan
6.09%
6.10%
80%
Fixed rate
HSBC2 Year Fixed (Non- Package)
6.09%
6.10%
80%
Interest only
HSBC1 Year Fixed (Non- Package)
6.09%
6.10%
80%
*Important Information and Comparison Rate Warning

This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

HSBC · First home buyer

HSBC first home buyer home loans — what to weigh

HSBC's first-home-buyer eligible products — Home Guarantee Scheme accepted where the lender participates. HSBC's sharpest variable currently: 5.74%. Sharpest fixed: 6.09%.

See also HSBC's full product range, repayment calculator, and refinance savings calculator.