Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤60%
Auswide Bank Ltd · Offset · Updated September 2026
Auswide Bank Ltd Offset Account Home Loans, September 2026
Auswide Bank Ltd lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.04% p.a. (comparison rate 6.39% p.a.), on HOME LOAN PLUS. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Auswide Bank Ltd offset home loan rates, September 2026
Auswide Bank LtdPackage Discount Variable (L1) $100k+ <60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Investment IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70 to 80%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 70% - 80% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70 to 80%
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ <60% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Investment IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 60 to 70%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 70% - 80% LVR Investment IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70 to 80%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 70% - 80% LVR Owner Occupied IO
VariableOffsetRedraw
Interest
6.24%p.a.
Comparison*
Not available
Est. repayment
$3,075
LVR 70 to 80%
Interest
6.04%p.a.
Comparison*
6.39%p.a.
Est. repayment
$3,011
LVR not stated
Auswide Bank LtdPackage Discount Variable (L1) $100k+ <60% LVR Owner Occupied P&I
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Owner Occupied P&I
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR 60 to 70%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ <60% LVR Owner Occupied P&I
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Owner Occupied P&I
VariableOffsetRedraw
Interest
6.04%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,011
LVR 60 to 70%
Interest
6.19%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,059
LVR not stated
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.19%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,059
LVR ≤60%
Auswide Bank LtdPackage Discount Variable (L1) $100k+ 60% - 70% LVR Investment P&I
VariableOffsetRedraw
Interest
6.19%p.a.
Comparison*
6.56%p.a.
Est. repayment
$3,059
LVR 60 to 70%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Auswide Bank Ltd · Offset
Auswide Bank Ltd offset home loans, what to weigh
100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.
See also Auswide Bank Ltd's full product range, repayment calculator, and offset savings calculator.