Interest
6.64%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,207
LVR ≤60%
Auswide Bank Ltd · Fixed · Updated November 2026
Auswide Bank Ltd Fixed Home Loan Rates, November 2026
Auswide Bank Ltd lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.64% p.a. (comparison rate 6.78% p.a.) on a 1-year fixed term, on Package Discount Fixed (L1) 1 Year Owner Occupied <60% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Auswide Bank Ltd fixed home loan rates, November 2026
Lowest Auswide Bank Ltd fixed rate by term: 1-year 6.64% p.a. (comparison 6.78%), 2-year 6.64% p.a. (comparison 6.80%), 3-year 6.69% p.a. (comparison 6.84%).
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,207
LVR 60 to 70%
Interest
6.64%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,207
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.78%p.a.
Est. repayment
$3,207
LVR 60 to 70%
Interest
6.64%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,207
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 60% - 70% LVR P&I
2y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,207
LVR 60 to 70%
Interest
6.64%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,207
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 60% - 70% LVR P&I
2y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,207
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,223
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 60% - 70% LVR P&I
3y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,223
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 60% - 70% LVR P&I
3y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.84%p.a.
Est. repayment
$3,223
LVR 60 to 70%
Interest
6.69%p.a.
Comparison*
6.92%p.a.
Est. repayment
$3,223
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.92%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.92%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.69%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,223
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 70% - 80% LVR P&I
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 70% - 80% LVR P&I
2y FixedOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.84%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,273
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Investment $100k+ <60% LVR P&I
1y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,273
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Investment $100k+ 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,273
LVR 60 to 70%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Investment $100k+ <60% LVR P&I
1y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,273
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Investment $100k+ 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.93%p.a.
Est. repayment
$3,273
LVR 60 to 70%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Investment $100k+ <60% LVR IO
1y FixedOffsetRedraw
Interest
6.94%p.a.
Comparison*
Not available
Est. interest only / month
$2,892
LVR ≤60%
Based on a $500,000 balance
Average monthly interest assuming that balance and rate stay unchanged, excluding fees and offsets. Amounts can vary by month because lenders may calculate interest daily; later repayments may differ.
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Auswide Bank Ltd · Fixed
Auswide Bank Ltd fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Auswide Bank Ltd's full product range, repayment calculator, and refinance savings calculator.