Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank Ltd · Fixed · Updated September 2026
Auswide Bank Ltd Fixed Home Loan Rates, September 2026
Auswide Bank Ltd lists 24 fixed home loans in the Ratesniffers index today. The lowest is 6.49% p.a. (comparison rate 6.54% p.a.) on a 1-year fixed term, on Package Discount Fixed (L1) 1 Year Owner Occupied <60% LVR P&I. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.
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Auswide Bank Ltd fixed home loan rates, September 2026
Lowest Auswide Bank Ltd fixed rate by term: 1-year 6.49% p.a. (comparison 6.54%), 2-year 6.49% p.a. (comparison 6.58%), 3-year 6.54% p.a. (comparison 6.62%).
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 60% - 70% LVR P&I
1y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 60% - 70% LVR P&I
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.49%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,157
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 60% - 70% LVR P&I
2y FixedOffsetRedraw
Interest
6.49%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,157
LVR 60 to 70%
Interest
6.54%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,174
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 60% - 70% LVR P&I
3y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,174
LVR 60 to 70%
Interest
6.54%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,174
LVR ≤60%
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 60% - 70% LVR P&I
3y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,174
LVR 60 to 70%
Interest
6.54%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,174
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Auswide Bank LtdPackage Discount Fixed (L1) 1 Year Owner Occupied 70% - 80% LVR P&I
1y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,174
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 70% - 80% LVR P&I
2y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Auswide Bank LtdPackage Discount Fixed (L1) 2 Year Owner Occupied 70% - 80% LVR P&I
2y FixedOffsetRedraw
Interest
6.54%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,174
LVR 70 to 80%
Interest
6.59%p.a.
Comparison*
6.74%p.a.
Est. repayment
$3,190
LVR not stated
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 70% - 80% LVR P&I
3y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.74%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Auswide Bank LtdPackage Discount Fixed (L1) 3 Year Owner Occupied 70% - 80% LVR P&I
3y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.74%p.a.
Est. repayment
$3,190
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.68%p.a.
Est. repayment
$3,240
LVR not stated
Interest
6.74%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,240
LVR not stated
Interest
6.74%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,240
LVR not stated
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Auswide Bank Ltd · Fixed
Auswide Bank Ltd fixed home loans, what to weigh
Fixed rates lock in certainty for the term but cap flexibility, extra repayments usually capped, break costs apply on exit. Compare break-cost mechanics alongside headline rate. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every fixed option has the same price.
See also Auswide Bank Ltd's full product range, repayment calculator, and refinance savings calculator.