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Aussie Elevate Home Loan Rates

Active products
48
Lowest variable
6.29%
Lowest fixed
6.49%
Lowest comparison
6.31%
Last updated
28 July 2026

Aussie Elevate is the white-label home-loan brand of Aussie Home Loans (now wholly owned by Lendi Group). Funded by a panel of wholesale funders including Pepper Money and Bendigo, Aussie Elevate offers competitively-priced variable and fixed loans through Aussie's distribution network.

What is the lowest Aussie Elevate home loan rate?

The lowest Aussie Elevate variable home loan rate Ratesniffers tracks is 6.29% p.a., and the lowest fixed rate is 6.49% p.a. These figures come from the 48 Aussie Elevate products on this page, ranked by comparison rate, refreshed daily (last updated 28 July 2026).

How many home loan products does Aussie Elevate offer?

Ratesniffers currently tracks 48 Aussie Elevate home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.

Aussie Elevate home loan rates at a glance

Product typeRateComparison rateMax LVR
Variable Owner-occupier P&I6.29% p.a.6.31% p.a.80%
Variable Investor P&I6.39% p.a.6.41% p.a.80%
Fixed 1-year Owner-occupier P&I6.49% p.a.6.33% p.a.80%
Fixed 3-year Owner-occupier P&I6.49% p.a.6.37% p.a.80%
Variable Owner-occupier P&I6.34% p.a.6.52% p.a.95%
Fixed 2-year Owner-occupier P&I6.54% p.a.6.36% p.a.80%
Fixed 4-year Owner-occupier P&I6.54% p.a.6.40% p.a.80%
Fixed 5-year Owner-occupier P&I6.54% p.a.6.42% p.a.80%
Fixed 1-year Owner-occupier P&I6.59% p.a.6.55% p.a.95%
Fixed 3-year Owner-occupier P&I6.59% p.a.6.59% p.a.95%
Variable Investor P&I6.44% p.a.6.62% p.a.90%
Fixed 1-year Investor P&I6.64% p.a.6.44% p.a.80%

48 Aussie Elevate home loan products

Negotiate Aussie Elevate rates with a broker

Advertised rates aren't always the rate Aussie Elevate actually approves. Our broker negotiates against your specific scenario, no fee.

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Who is Aussie Elevate?

Aussie Elevate is the own-brand home loan of Aussie, one of Australia's best-known mortgage brands, which merged with Lendi in 2021 to form Lendi Group. Elevate sits alongside the panel of external lenders Aussie compares.

As a white-label product it is funded by established lenders behind the scenes, with Aussie handling the brand and service layer.

Who suits a Aussie Elevate home loan?

Aussie Elevate tends to suit borrowers already comparing through Aussie who find its pricing competitive for their scenario. Treat it like any other lender on the shortlist: compare its comparison rate against the wider market in the table above rather than defaulting to the house brand.

Background facts checked 21 July 2026. Rates above refresh independently.

Aussie Elevate home loans: frequently asked questions

What is the lowest Aussie Elevate home loan rate?

Aussie Elevate's lowest variable home loan rate is currently 6.29% p.a., and its lowest fixed rate is 6.49% p.a., based on the 48 Aussie Elevate products Ratesniffers ranks by comparison rate, refreshed daily (last updated 28 July 2026). The advertised rate isn't always the rate Aussie Elevate approves, a broker can often negotiate a sharper deal on your scenario.

How does Aussie Elevate's home loan rate compare to the market?

Aussie Elevate's lowest variable home loan rate today is 6.29% p.a., which is 20 basis points above the market median of 6.09% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Aussie Elevate to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Aussie Elevate sits right now rather than a fixed snapshot.

How many home loan products does Aussie Elevate offer?

Ratesniffers currently tracks 48 Aussie Elevate home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is refreshed daily and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.

Is Aussie Elevate competitive for refinancing?

It depends on your loan size and LVR. Aussie Elevate's lowest comparison rate is currently 6.31% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Aussie Elevate against the sharpest available rate usually pays off.

How often are Aussie Elevate's home loan rates updated?

Ratesniffers refreshes Aussie Elevate's home loan rates daily; this page was last updated 28 July 2026. Rates can change whenever Aussie Elevate reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.

Aussie Elevate rates by borrower and loan type

The same Aussie Elevate panel, filtered to the scenario you're actually shopping for.

Compare home loans across the market by purpose

The whole visible panel, sliced by what borrowers actually search for.

Other lenders you might compare

Same purpose-built rate cards, different lender panels.

Mortgage guides and market context

Plain-English explainers, plus where rates sit across the market today.