Interest
6.29%p.a.
Comparison*
6.31%p.a.
Est. repayment
$3,092
LVR 70 to 80%
Aussie Elevate Home Loan Rates
Active products
48
Lowest variable
6.29%
Lowest fixed
6.49%
Lowest comparison
6.31%
Last updated
11 Sept 2026
Aussie Elevate is the white-label home-loan brand of Aussie Home Loans (now wholly owned by Lendi Group). Funded by a panel of wholesale funders including Pepper Money and Bendigo, Aussie Elevate offers competitively-priced variable and fixed loans through Aussie's distribution network.
What are Aussie Elevate home loan rates?
Aussie Elevate home loan rates are in the live table on this page, ranked by comparison rate, with the lowest variable rate currently 6.29% p.a. and the lowest fixed rate currently 6.49% p.a., checked daily (last verified 11 Sept 2026). Compare Aussie Elevate against the wider market on home loan rates, check the comparison rate used to rank the table, or model extra payments with the extra repayments calculator.
What is the lowest Aussie Elevate home loan rate?
The lowest Aussie Elevate variable home loan rate Ratesniffers tracks is 6.29% p.a., and the lowest fixed rate is 6.49% p.a. These figures come from the 48 Aussie Elevate products on this page, ranked by comparison rate, checked daily (last verified 11 Sept 2026).
How many home loan products does Aussie Elevate offer?
Ratesniffers currently tracks 48 Aussie Elevate home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest products sit at the top.
Aussie Elevate home loan rates at a glance
| Product type | Rate | Comparison rate | Max LVR |
|---|---|---|---|
| Variable Owner-occupier P&I | 6.29% p.a. | 6.31% p.a. | 80% |
| Variable Investor P&I | 6.39% p.a. | 6.41% p.a. | 80% |
| Fixed 1-year Owner-occupier P&I | 6.49% p.a. | 6.33% p.a. | 80% |
| Fixed 3-year Owner-occupier P&I | 6.49% p.a. | 6.37% p.a. | 80% |
| Variable Owner-occupier P&I | 6.34% p.a. | 6.52% p.a. | 95% |
| Fixed 2-year Owner-occupier P&I | 6.54% p.a. | 6.36% p.a. | 80% |
| Fixed 4-year Owner-occupier P&I | 6.54% p.a. | 6.40% p.a. | 80% |
| Fixed 5-year Owner-occupier P&I | 6.54% p.a. | 6.42% p.a. | 80% |
| Fixed 1-year Owner-occupier P&I | 6.59% p.a. | 6.55% p.a. | 95% |
| Fixed 3-year Owner-occupier P&I | 6.59% p.a. | 6.59% p.a. | 95% |
| Variable Investor P&I | 6.44% p.a. | 6.62% p.a. | 90% |
| Fixed 1-year Investor P&I | 6.64% p.a. | 6.44% p.a. | 80% |
48 Aussie Elevate home loan products
Interest
6.39%p.a.
Comparison*
6.41%p.a.
Est. repayment
$3,124
LVR 70 to 80%
Interest
6.49%p.a.
Comparison*
6.33%p.a.
Est. repayment
$3,157
LVR ≤80%
Interest
6.49%p.a.
Comparison*
6.37%p.a.
Est. repayment
$3,157
LVR ≤80%
Interest
6.34%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Interest
6.54%p.a.
Comparison*
6.36%p.a.
Est. repayment
$3,174
LVR ≤80%
Interest
6.54%p.a.
Comparison*
6.40%p.a.
Est. repayment
$3,174
LVR ≤80%
Interest
6.54%p.a.
Comparison*
6.42%p.a.
Est. repayment
$3,174
LVR ≤80%
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR ≤80%
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤80%
Interest
6.44%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,141
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.64%p.a.
Comparison*
6.48%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.64%p.a.
Comparison*
Not available
Est. repayment
$3,207
LVR 70 to 80%
Interest
6.64%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.64%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.64%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,207
LVR ≤80%
Interest
6.69%p.a.
Comparison*
6.47%p.a.
Est. repayment
$3,223
LVR ≤80%
Interest
6.69%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,223
LVR ≤80%
Interest
6.69%p.a.
Comparison*
6.54%p.a.
Est. repayment
$3,223
LVR ≤80%
Interest
6.69%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Interest
6.74%p.a.
Comparison*
6.44%p.a.
Est. repayment
$3,240
LVR ≤80%
Interest
6.74%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,240
LVR ≤80%
Interest
6.74%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,240
LVR ≤80%
Interest
6.74%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,240
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.49%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.79%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,256
LVR ≤80%
Interest
6.84%p.a.
Comparison*
6.66%p.a.
Est. repayment
$3,273
LVR ≤80%
Interest
6.84%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,273
LVR ≤80%
Interest
6.89%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,290
LVR ≤80%
Interest
6.89%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,290
LVR ≤80%
Interest
6.89%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,290
LVR ≤80%
Interest
6.99%p.a.
Comparison*
6.38%p.a.
Est. repayment
$3,323
LVR ≤80%
Interest
6.99%p.a.
Comparison*
6.51%p.a.
Est. repayment
$3,323
LVR ≤80%
Interest
7.04%p.a.
Comparison*
6.46%p.a.
Est. repayment
$3,340
LVR ≤80%
Interest
7.04%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,340
LVR ≤80%
Interest
7.04%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,340
LVR ≤80%
Interest
7.09%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,357
LVR ≤80%
Interest
7.09%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,357
LVR ≤80%
Interest
7.14%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,374
LVR ≤80%
Interest
7.14%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,374
LVR ≤80%
Interest
7.14%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,374
LVR ≤80%
Interest
7.33%p.a.
Comparison*
Not available
Est. repayment
$3,438
LVR ≤80%
Interest
7.38%p.a.
Comparison*
Not available
Est. repayment
$3,455
LVR ≤80%
*Important Information and Comparison Rate Warning
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.
The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.
Aussie Elevate home loan repayment calculator
Pre-filled with Aussie Elevate's lowest advertised variable rate in the table above, 6.29% p.a. Change the loan amount, rate or term to model your own mortgage. Repayments are principal and interest estimates and exclude fees, so the comparison rate in the table is the better guide to total cost.
The amount you want to borrow.
Aussie Elevate's lowest variable today: 6.29%.
Most owner-occupier loans run 25 to 30 years.
Monthly repayment
$3,092
Fortnightly repayment
$1,427
Total interest
$612,978
30 years at 6.29% (P&I)
For a fuller model, use the repayment calculator, see how extra payments change the balance with the extra repayments calculator, or check what you can borrow with the borrowing power calculator.
Who is Aussie Elevate?
Aussie Elevate is the own-brand home loan of Aussie, one of Australia's best-known mortgage brands, which merged with Lendi in 2021 to form Lendi Group. Elevate sits alongside the panel of external lenders Aussie compares.
As a white-label product it is funded by established lenders behind the scenes, with Aussie handling the brand and service layer.
Who suits a Aussie Elevate home loan?
Aussie Elevate tends to suit borrowers already comparing through Aussie who find its pricing competitive for their scenario. Treat it like any other lender on the shortlist: compare its comparison rate against the wider market in the table above rather than defaulting to the house brand.
Background facts checked 21 July 2026. Rates above refresh independently.
Aussie Elevate home loans: frequently asked questions
What are Aussie Elevate home loan rates?
Aussie Elevate home loan rates are in the live table on this page. The lowest variable rate Ratesniffers ranks is currently 6.29% p.a., and the lowest fixed rate is 6.49% p.a., checked daily (last verified 11 Sept 2026). Compare Aussie Elevate against the wider market at /home-loans. The /guides/comparison-rate explains the fee-inclusive figure used to rank the table. To model extra payments on a Aussie Elevate balance, use /calculators/extra-repayment.
What is the lowest Aussie Elevate home loan rate?
Aussie Elevate's lowest variable home loan rate is currently 6.29% p.a., and its lowest fixed rate is 6.49% p.a., based on the 48 Aussie Elevate products Ratesniffers ranks by comparison rate, checked daily (last verified 11 Sept 2026). The advertised rate isn't always the rate Aussie Elevate approves, a broker can often negotiate a sharper deal on your scenario.
What is the monthly repayment on a $600,000 Aussie Elevate home loan?
At Aussie Elevate's lowest variable rate of 6.29% p.a., a $600,000 principal and interest loan over 30 years repays about $3,710 a month, and $500,000 about $3,092. That is an estimate at the advertised rate before fees; the comparison rate in the table above carries the fees, and a fixed or interest-only loan repays differently.
How much do you need to earn for a $500,000 Aussie Elevate home loan?
There is no single salary. Like every Australian lender, Aussie Elevate must assess a new home loan at a rate at least 3 percentage points above the loan's rate under APRA's serviceability buffer, so 6.29% p.a. is assessed at about 9.29% p.a., then test that repayment against income after living expenses and other debts. The income required calculator at /calculators/income-required works this backwards from a property price and deposit.
How does Aussie Elevate's home loan rate compare to the market?
Aussie Elevate's lowest variable home loan rate today is 6.29% p.a., which is 5 basis points above the market median of 6.24% p.a., so there are sharper variable rates available elsewhere today, and it's worth comparing or asking Aussie Elevate to match a lower rate. This is computed daily from the live rates across the lenders Ratesniffers tracks, so it reflects where Aussie Elevate sits right now rather than a fixed snapshot.
How many home loan products does Aussie Elevate offer?
Ratesniffers currently tracks 48 Aussie Elevate home loan products across variable, fixed and interest-only options for owner-occupiers and investors. Every rate is checked daily against each lender's current published pricing and ranked by comparison rate, the ASIC-mandated figure that folds in most fees, so the genuinely cheapest loans sit at the top.
Is Aussie Elevate competitive for refinancing?
It depends on your loan size and LVR. Aussie Elevate's lowest comparison rate is currently 6.31% p.a., worth checking against the wider market before you switch. On a $500,000 loan, even a 0.30% p.a. difference is about $100 a month, so comparing Aussie Elevate against the sharpest available rate usually pays off.
How often are Aussie Elevate's home loan rates updated?
Ratesniffers refreshes Aussie Elevate's home loan rates daily; this page was last updated 11 Sept 2026. Rates can change whenever Aussie Elevate reprices or the RBA moves the cash rate, so the figures shown reflect the most recent data we hold rather than a static snapshot.