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Aussie Elevate · Offset · Updated September 2026

Aussie Elevate Offset Account Home Loans, September 2026

Aussie Elevate lists 24 offset home loans in the Ratesniffers index today. The lowest is 6.34% p.a. (comparison rate 6.52% p.a.), on Aussie Elevate Offset Home Loan. Rates differ by LVR tier and repayment type, so compare the comparison rate on each row below.

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Aussie Elevate offset home loan rates, September 2026

Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
VariableOffsetRedraw
Interest
6.34%p.a.
Comparison*
6.52%p.a.
Est. repayment
$3,108
LVR 70 to 80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
1y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.55%p.a.
Est. repayment
$3,190
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
3y FixedOffsetRedraw
Interest
6.59%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,190
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
VariableOffsetRedraw
Interest
6.44%p.a.
Comparison*
6.62%p.a.
Est. repayment
$3,141
LVR 70 to 80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
2y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.58%p.a.
Est. repayment
$3,207
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
4y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.63%p.a.
Est. repayment
$3,207
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
5y FixedOffsetRedraw
Interest
6.64%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,207
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
VariableOffsetRedraw
Interest
6.69%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,223
LVR 70 to 80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
1y FixedOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.65%p.a.
Est. repayment
$3,240
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
3y FixedOffsetRedraw
Interest
6.74%p.a.
Comparison*
6.71%p.a.
Est. repayment
$3,240
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
2y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
6.69%p.a.
Est. repayment
$3,256
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
4y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
6.75%p.a.
Est. repayment
$3,256
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
5y FixedOffsetRedraw
Interest
6.79%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,256
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
1y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.66%p.a.
Est. repayment
$3,273
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
3y FixedOffsetRedraw
Interest
6.84%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,273
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
2y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.70%p.a.
Est. repayment
$3,290
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
4y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.77%p.a.
Est. repayment
$3,290
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
5y FixedOffsetRedraw
Interest
6.89%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,290
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
1y FixedOffsetRedraw
Interest
7.09%p.a.
Comparison*
6.59%p.a.
Est. repayment
$3,357
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
3y FixedOffsetRedraw
Interest
7.09%p.a.
Comparison*
6.72%p.a.
Est. repayment
$3,357
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
2y FixedOffsetRedraw
Interest
7.14%p.a.
Comparison*
6.67%p.a.
Est. repayment
$3,374
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
4y FixedOffsetRedraw
Interest
7.14%p.a.
Comparison*
6.80%p.a.
Est. repayment
$3,374
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
5y FixedOffsetRedraw
Interest
7.14%p.a.
Comparison*
6.85%p.a.
Est. repayment
$3,374
LVR ≤80%
Aussie Elevate logo
Aussie ElevateAussie Elevate Offset Home Loan
VariableOffsetRedraw
Interest
7.38%p.a.
Comparison*
Not available
Est. repayment
$3,455
LVR ≤80%
*Important Information and Comparison Rate Warning

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is based on a loan of $150,000 over a term of 25 years.

The information provided on this site is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is appropriate for you and read the relevant Credit Guide and lender disclosures.

Aussie Elevate · Offset

Aussie Elevate offset home loans, what to weigh

100% offset accounts reduce interest charged by the balance you keep in them without changing the headline rate. Best paired with salary-account direct deposit + tactical surplus parking. Rates and eligibility can differ across products and LVR tiers, so use the lender page above for current product-level figures rather than assuming every offset option has the same price.

See also Aussie Elevate's full product range, repayment calculator, and offset savings calculator.

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